Chesapeake City property record for 2404 Smith Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,632 sqft · built 1963 |
| Lot Size | 0.377 acres (16,422 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,500 (Aug 2023) |
| Tax Bill | $3,070 (2025) |
| Deeds & Mortgages | Apr 2013 Mortgage Dec 2007 Refinance + 1 more |
| APN | 0204002000350 |
| Primary APN | 0204002000350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,422 sqft (0.377 acres) |
| Lot Dimensions | 75 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 450 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 108 sqft |
| Deck Area | Deck Area |
| Patio Area | 536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2404 SMITH AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 35 VALLEY STREAM |
| Legal Subdivision | PINETTA/VALLEY STREAM/ANGORA/INDIAN RVR |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20809 |
2404 Smith Ave is owned and occupied by two individuals who bought it in August 2023.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2404 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2013 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Dec 12, 2007 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Aug 21, 2023 | Warranty Deed, Transfer · ARM ATLANTIC UNION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Nov 23, 1998 · Amount on File |
| Deed Document Number | 202317700 |
| Deed Book / Page | 10688 / 725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2404 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009023/809 |
|---|---|
| Date | Apr 1, 2013 |
| Book Page | 9023/809 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2404 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 007306/322 |
|---|---|
| Date | Dec 12, 2007 |
| Book Page | 7306/322 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 21, 2023 |
| Property Address | 2404 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Document Number | 010688/725 |
| Book / Page | 10688 / 725 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 230017700 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2404 SMITH AVE, CHESAPEAKE, VA 23325-4516 |
| Document Number | 0230017701 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 230017701 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 1, 2033 |
| Change Frequency | Annually |
The 2025 property tax bill for 2404 Smith Ave was $3,070.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,600 (+8.42%) Land $135,000 Building $194,600 | $329,600 (+8.42%) Land $135,000 Building $194,600 | |
| 2025 | $3,070.00 | $304,000 Land $125,000 Building $179,000 | $304,000 Land $125,000 Building $179,000 |
| 2023 | $267,500 (+8.78%) Land $105,000 Building $162,500 | $267,500 (+8.78%) Land $105,000 Building $162,500 | |
| 2022 | $245,900 Land $95,000 Building $150,900 | $245,900 Land $95,000 Building $150,900 | |
| 2019 | $2,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2404 Smith Ave; there have been 7 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1989–2016) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2404 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures