2420 Pendower Ln, Keswick, VA 22947 Property Records

Albemarle County property record for 2420 Pendower Ln, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,665 sqft · built 2001
Lot Size	0.382 acres (16,640 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Jun 2026)
Tax Bill	$10,800 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093A4-00-S3-01200`

Property Details

APN / Parcel Number

Primary APN	`093A4-00-S3-01200`
Alternative APN	`39082`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,665 sqft Finished Area
Basement Area	1,962 sqft
Finished Basement	1,800 sqft
Unfinished Basement	162 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	16,640 sqft (0.382 acres)
Garage Area	790 sqft

Exterior Amenities

Porch	Slab
Porch Area	310 sqft
Deck Area	247 sqft
Patio Area	247 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2420 PENDOWER LN
City	KESWICK
State	VA
Zip	22947-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	GLENMORE S3 12 PH 2
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	10402

Owner

2420 Pendower Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2420 PENDOWER LN, KESWICK, VA 22947-9192
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed, Transfer · Conventional Mortgage FULTON BANK
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Aug 15, 2013 · Amount on File
Deed Document Number	20265964
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 17, 2026
Property Address	2420 PENDOWER LN, KESWICK, VA 22947-9192
Document Number	0000005964
Instrument Date	Jun 15, 2026
Instrument	20265964
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 PENDOWER LN, KESWICK, VA 22947-9192

Mortgage

Document Number	0000005965,
Date	Jun 17, 2026
Instrument	20265965

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2420 PENDOWER LN, KESWICK, VA 22947-9192
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5533/35
Date	May 5, 2021
Book Page	5533/35
Instrument	2021-00007985

Lender

Name	MEMBER OPTIONS LLC
Type	Non-Lending Institution
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2420 Pendower Ln was $10,800, up 14.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,800.00 (+14.65%)	$1,208,100 (+14.65%) Land $220,300 Building $987,800	$1,208,100 (+14.65%) Land $220,300 Building $987,800
2025	$9,420.00	$1,053,700 Land $210,500 Building $843,200	$1,053,700 Land $210,500 Building $843,200
2023	$8,245.00	$965,500 Land $210,500 Building $755,000	$965,500 Land $210,500 Building $755,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2420 Pendower Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2420 Pendower Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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