2413 Pendower Ln, Keswick, VA 22947 Property Records

Albemarle County property record for 2413 Pendower Ln, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,565 sqft · built 2013
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on Record
Last Sale	$1,187,500 (Nov 2024)
Tax Bill	$11,399 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`093A4-00-S5-04100`

Property Details

APN / Parcel Number

Primary APN	`093A4-00-S5-04100`
Alternative APN	`39140`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,565 sqft Finished Area
Basement Area	2,175 sqft
Finished Basement	1,945 sqft
Unfinished Basement	230 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Stone
Construction Type	Wood
Roof Material	Wood
Lot Area	14,505 sqft (0.333 acres)
Garage Area	548 sqft
Porch	Slab
Porch Area	414 sqft
Patio Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2413 PENDOWER LN
City	KESWICK
State	VA
Zip	22947-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	GLENMORE S5 41 PHASE I
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	10402

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2413 PENDOWER LN, KESWICK, VA 22947-9192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Apr 5, 2021	Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2024 · Amount on Record
Deed Sale	Nov 20, 2024 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	20249812
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2413 PENDOWER LN, KESWICK, VA 22947-9192
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2413 PENDOWER LN, KESWICK, VA 22947-9192

Mortgage

Document Number	202500009149
Date	Oct 1, 2025
Instrument	202500009149

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 5, 2021
Property Address	2413 PENDOWER LN, KESWICK, VA 22947-9192
Document Number	5512/744
Book / Page	5512 / 744
Map Reference	MB 4192 PG 124
Instrument Date	Apr 1, 2021
Instrument	2021-00005903
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2413 PENDOWER LN, KESWICK, VA 22947-9192

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,399.00 (+7.14%)	$1,275,000 (+7.13%) Land $216,000 Building $1,059,000	$1,275,000 (+7.13%) Land $216,000 Building $1,059,000
2025	$10,639.00 (+30.35%)	$1,190,100 (+24.51%) Land $206,400 Building $983,700	$1,190,100 (+24.51%) Land $206,400 Building $983,700
2023	$8,162.00	$955,800 Land $206,400 Building $749,400	$955,800 Land $206,400 Building $749,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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