2414 Pendower Ln, Keswick, VA 22947 Property Records

Albemarle County property record for 2414 Pendower Ln, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,012 sqft · built 2001
Lot Size	0.36 acres (15,682 sqft)
Owner	Trust Name on File
Last Sale	$645,000 (May 2017)
Tax Bill	$9,705 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`093A4-00-S3-01300`

Property Details

APN / Parcel Number

Primary APN	`093A4-00-S3-01300`
Alternative APN	`39083`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,012 sqft Finished Area
Basement Area	1,892 sqft
Finished Basement	1,103 sqft
Unfinished Basement	789 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	15,682 sqft (0.36 acres)
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	255 sqft
Patio Area	255 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2414 PENDOWER LN
City	KESWICK
State	VA
Zip	22947-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	GLENMORE S3 13 PH 2
Legal Subdivision	GLENMORE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	10402

Owner

2414 Pendower Ln is owner-occupied and held in a trust since May 2017.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	2414 PENDOWER LN, KESWICK, VA 22947-9192
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 30, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Jul 29, 2013 · Amount on File
Deed Document Number	20175991
Deed Book / Page	4914 / 588
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2414 PENDOWER LN, KESWICK, VA 22947-9192
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 PENDOWER LN, KESWICK, VA 22947-9192

Mortgage

Document Number	202600001292
Date	Feb 12, 2026
Instrument	202600001292

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 30, 2017
Property Address	2414 PENDOWER LN, KESWICK, VA 22947-9192
Document Number	0000005991
Book / Page	004914 / 000588
Instrument Date	May 22, 2017
Instrument	5991
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$645.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2414 PENDOWER LN KESWICK VA 229479192, KESWICK, VA 22947-9192

Tax Assessment & Valuation

The 2026 property tax bill for 2414 Pendower Ln was $9,705, up 15.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,705.00 (+15.25%)	$1,085,600 (+15.24%) Land $216,000 Building $869,600	$1,085,600 (+15.24%) Land $216,000 Building $869,600
2025	$8,421.00	$942,000 Land $206,400 Building $735,600	$942,000 Land $206,400 Building $735,600
2023	$6,685.00	$782,900 Land $206,400 Building $576,500	$782,900 Land $206,400 Building $576,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2414 Pendower Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2414 Pendower Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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