230 Sutter Crst W, Sutter Creek, CA 95685 Property Records

Amador County property record for 230 Sutter Crst W, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,102 sqft · built 1990
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on Record
Last Sale	$860,000 (Aug 2025)
Tax Bill	$4,522 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-200-040-000`

Property Details

APN / Parcel Number

Primary APN	`040-200-040-000`
Alternative APN	`4020004000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,102 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	969 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	230 SUTTER CRST W
City	SUTTER CREEK
State	CA
Zip	95685-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	LOT 54 5SUB75 SUTTER CREST ESTATES
Legal Subdivision	SUTTER CREST ESTATES
Legal Lot Number	54
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3008
Census Tract	401

Owner

Source: Amador County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	230 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 20, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Prior Sale	Feb 21, 2025 · Amount on Record
Deed Document Number	20254674
Prior Transfer Date	Dec 19, 2024
Prior Transfer Doc	0000007447
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Recording Date	Aug 20, 2026
Property Address	230 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000004911
Instrument Date	Aug 5, 2026
Instrument	20264911
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	230 SUTTER CRST W, SUTTER CREEK, CA 95685-4305

Mortgage

Document Number	0000004911,
Date	Aug 20, 2026
Instrument	20264911

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Mar 20, 2026
Property Address	230 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000001550
Map Reference	MB 5
Instrument Date	Jan 16, 2026
Instrument	2026-0001550
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	230 SUTTER CREST W, SUTTER CREEK, CA 95685-4305

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$860,000 (+92.25%) Land $100,000 Building $760,000
2025	$4,522.00 (-21.33%)	$447,342 (+4.04%) Land $87,368 Building $359,974
2024	$5,748.00 (+5.37%)		$818,730
2023	$5,455.00 (+12.92%)	$429,973 Land $83,976 Building $345,997
2022	$4,831.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Sutter Crst W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures