227 Sears Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 227 Sears Rd, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,344 sqft · built 1976
Lot Size1.14 acres (49,658 sqft)
OwnerIndividual Name on Record
Tax Bill$2,962 (2026)
Deeds & MortgagesJun 2023 Refinance
Flood ZoneZone X (minimal risk)
APN112289 84.00-03-03.000

Property Details

APN / Parcel Number

Primary APN112289 84.00-03-03.000
Alternative APN
  • 228908400000030030000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area768 sqft
Upper Floors Area576 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area49,658 sqft (1.14 acres)
Lot Dimensions119 ft deep x 92 ft wide
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address227 SEARS RD
CityCORTLAND
StateNY
Zip13045-9119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal Block3
Legal Lot Number3.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1015
Census Tract971000

Owner

Source: Cortland County and Cortlandville Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address227 SEARS RD, CORTLAND, NY 13045-9119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address227 SEARS RD, CORTLAND, NY 13045-9119
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002483
DateJun 7, 2023
Instrument2023-02483
Lender
NameCORTLANDVILLE TOWN OF
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,962.00 (+106.99%)
2025$1,431.00 (-49.58%)$65,200 (-) Land $21,000 Building $44,200$103,492 (+11.11%) Land $33,333 Building $70,159
2023$2,838.00$65,200 Land $21,000 Building $44,200$93,143 Land $30,000 Building $63,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims11 (1981–2013)
Claims Outside the SFHA2 of 11
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber
980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sears Rd

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