242 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 242 McCosh Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,748 sqft · built 1925
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jun 2025)
Tax Bill	$12,154 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00074-09-00011`

Property Details

APN / Parcel Number

Primary APN	`02-00074-09-00011`
Alternative APNs	`0200074000900011` `0200074900011`

Interior

Stories	2 Stories
Building Area	1,748 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	150 ft deep x 48 ft wide

Location & Zoning

Old Parcel Number	0200074900011
Street Address	242 MCCOSH RD
City	MONTCLAIR
State	NJ
Zip	07043-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A1
Legal Subdivision	CITY/ CLIFTON
Legal Block	74.9
Legal Lot Number	11
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3007
Census Tract	124312

Owner

242 McCosh Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	242 MCCOSH RD, MONTCLAIR, NJ 07043-2108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Prior Sale	Mar 2, 2021 · Amount on File
Deed Document Number	202519436
Deed Book / Page	4913 / 256
Prior Transfer Date	Jan 28, 2000
Prior Transfer Doc	0000141502
Record Updated	Oct 29, 2026

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 2, 2021
Property Address	242 MCCOSH RD, MONTCLAIR, NJ 07043-2108
Document Number	0000015196
Book / Page	D3983 / 241
Instrument Date	Jan 25, 2021
Instrument	2021015196
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,473.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	741 SE ESSEX DR, 741, PORT ST LUCIE, FL 34984-5216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 MCCOSH ROAD, CLIFTON, NJ

Mortgage

Document Number	0000015197
Date	Mar 2, 2021
Instrument	2021015197

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 242 McCosh Rd was $12,154, up 3.3% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,500 (+2.12%) Land $108,400 Building $94,100	$202,500 (+2.12%) Land $108,400 Building $94,100
2025	$12,154.00 (+3.25%)	$198,300 Land $108,400 Building $89,900	$198,300 Land $108,400 Building $89,900
2024	$11,771.00
2023		$198,300 Land $108,400 Building $89,900	$198,300 Land $108,400 Building $89,900
2022	$11,322.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 242 McCosh Rd in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	34 (1979–2021)
Claims Outside the SFHA	10 of 34
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 McCosh Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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