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247 McCosh Rd, Montclair, NJ 07043 Property Records

Passaic County and Clifton City property record for 247 McCosh Rd, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details2,088 sqft · built 1925
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Nov 2022)
Tax Bill$13,999 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-00074-10-00033

Property Details

APN / Parcel Number

Primary APN02-00074-10-00033
Alternative APN
  • 0200074001000033

Interior

Units2 Units
Stories2 Stories
Building Area2,088 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialWood
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Street Address247 MCCOSH RD
CityMONTCLAIR
StateNJ
Zip07043-2107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A1
Legal Block74.10
Legal Lot Number33
JurisdictionPASSAIC NJ
Township / Civil DivisionCLIFTON
Census Block Group3
Census Block3008
Census Tract124312

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address247 MCCOSH RD, MONTCLAIR, NJ 07043-2107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2022 · Amount on Record
Deed SaleNov 7, 2022 · Amount on Record
Prior SaleFeb 9, 1996 · Amount on Record
Deed Document Number202251951
Deed Book / Page4427 / 205
Record UpdatedSep 20, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateNov 7, 2022
Property Address247 MCCOSH RD, MONTCLAIR, NJ 07043-2107
Document Number0000051951
Book / PageD4427 / 205
Instrument DateSep 19, 2022
Instrument2022051951
Transaction TypeTransfer
Record UpdatedDec 7, 2022
Title CompanyTRUE VALUE TITLE AGENCY LLC, TRUE VALUE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address512 CEDARWOOD DR, 512, LANOKA HARBOR, NJ 08734-2814

Transferred To (Grantee/Buyer)

NameVerified Name
Address247 MCCOSH RD, MONTCLAIR, NJ 07043-2107

Mortgage

Document Number0000051952
DateNov 7, 2022
Instrument2022051952
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityClifton City
Unified School DistrictClifton City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$228,400 (-) Land $115,800 Building $112,600$228,400 (-) Land $115,800 Building $112,600
2025$13,999.00 (+3.25%)$228,400 (-) Land $115,800 Building $112,600$228,400 (-) Land $115,800 Building $112,600
2024$13,558.00 (+3.96%)
2023$228,400 Land $115,800 Building $112,600$228,400 Land $115,800 Building $112,600
2022$13,041.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims34 (1979–2021)
Claims Outside the SFHA10 of 34
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Irene, Aug 2011 · 7 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

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