242 Kermodi St, Bozeman, MT 59715 Property Records

Gallatin County property record for 242 Kermodi St, Bozeman, MT 59715

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,096 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Last Sale	$1,250,000 (Aug 2014)
Tax Bill	$6,884 (2026)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00RGH56377`

Property Details

APN / Parcel Number

Primary APN	`00RGH56377`
Alternative APNs	`06-0799-16-4-01-48-0000` `R0656772`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,096 sqft Living Area
1st Floor Area	2,274 sqft
2nd Floor Area	822 sqft
Basement Area	2,048 sqft
Finished Basement	2,048 sqft
Family Room	Family Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,016 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00RGH56377
Street Address	242 KERMODI ST
City	BOZEMAN
State	MT
Zip	59715-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNT ELLIS MEADOWS PH IIA, S16, T02 S, R06 E, LOT 14, ACRES 1, PLAT J-443 PLUS OPEN SPACE
Legal Range	06E
Legal Township	02S
Legal Section	16
Legal Subdivision	MOUNT ELLIS MEADOWS PH 2A
Legal Lot Number	14
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	3
Census Block	3030
Census Tract	1002

Owner

242 Kermodi St is owner-occupied and held in a trust since February 2016.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	Trust Name on File
Mailing Address	242 KERMODI ST, BOZEMAN, MT 59715-9418
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2014 · Amount on File
Deed Sale	Aug 5, 2014 · Amount on File
Prior Sale	May 2, 2007 · Amount on File
Deed Document Number	20142487961
Last Transfer Date	Feb 18, 2016
Transfer Doc	0002539244
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	242 KERMODI ST, BOZEMAN, MT 59715-9418
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002783675
Date	Aug 10, 2022
Instrument	2783675

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

The 2026 property tax bill for 242 Kermodi St was $6,884.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,884.00	$1,680,900	$1,680,900 Land $476,163 Building $1,204,737
2023	$9,106.00	$1,666,100	$1,666,100 Land $321,000 Building $1,345,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Kermodi St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Kermodi St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	100 / 20