Gallatin County property record for 291 Kermodi St, Bozeman, MT 59715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,670 sqft · built 2018 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,800 (Dec 2015) |
| Tax Bill | $4,429 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGH56382 |
| Primary APN | 00RGH56382 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,670 sqft Living Area |
| 1st Floor Area | 1,691 sqft |
| 2nd Floor Area | 879 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,836 sqft (1.19 acres) |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 640 sqft |
| Deck Area | 322 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00RGH56382 |
|---|---|
| Street Address | 291 KERMODI ST |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-9418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNT ELLIS MEADOWS PH IIA, S16, T02 S, R06 E, LOT 48, ACRES 1.19, PLAT J-443 PLUS OPEN SPACE |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | MOUNT ELLIS MEADOWS PH 2A |
| Legal Lot Number | 48 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 1002 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 291 KERMODI ST, BOZEMAN, MT 59715-9418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2018 | Deed of Trust, Mortgage · ARM BIG SKY WESTERN BANK |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK OF BOZEMAN |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2015 · Amount on Record |
| Deed Sale | Dec 29, 2015 · Amount on Record |
| Deed Document Number | 20152534154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 291 KERMODI ST, BOZEMAN, MT 59715-9418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002767830 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2767830 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 291 KERMODI ST, BOZEMAN, MT 59715-9418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MONTANA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2620585 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2620585 |
| Name | BIG SKY WESTERN BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59718 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 291 KERMODI ST, BOZEMAN, MT 59715-9418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MONTANA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2654300 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 2654300 |
| Name | FIRST SECURITY BANK OF BOZEMAN |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 291 KERMODI ST, BOZEMAN, MT 59715-9418 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2687710 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2687710 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,429.00 (-43.66%) | $1,232,500 (-11.73%) | $1,232,500 (-11.73%) Land $513,887 Building $718,613 |
| 2023 | $7,861.00 | $1,396,300 | $1,396,300 Land $341,109 Building $1,055,191 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 62% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 100 / 20 |
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