Gallatin County property record for 194 Kermodi St, Bozeman, MT 59715
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,296 sqft · built 2010 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,569,400 (Jul 2023) |
| Tax Bill | $6,312 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGH56379 |
| Primary APN | 00RGH56379 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,296 sqft Living Area |
| 1st Floor Area | 2,330 sqft |
| Upper Floors Area | 966 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 138 sqft |
| Deck Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RGH56379 |
|---|---|
| Street Address | 194 KERMODI ST |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-9426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNT ELLIS MEADOWS PH IIA, S16, T02 S, R06 E, LOT 16-A, ACRES 1, PLAT J-443-A |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | MOUNT ELLIS MEADOWS PH 2A |
| Legal Lot Number | 16-A |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 1002 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 194 KERMODI ST, BOZEMAN, MT 59715-9426 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Jul 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2023 · Amount on Record |
| Deed Sale | Jul 7, 2023 · Amount on Record |
| Prior Sale | Dec 30, 2011 · Amount on Record |
| Deed Document Number | 20232804792 |
| Prior Transfer Date | Aug 26, 2010 |
| Prior Transfer Doc | 0002368595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Jun 25, 2026 |
| Property Address | 194 KERMODI ST, BOZEMAN, MT 59715-9426 |
| Document Number | 0002880084 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20262880084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 194 KERMODI ST, BOZEMAN, MT 59715-9426 |
| Document Number | 0002880084, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20262880084 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Jul 7, 2023 |
| Property Address | 194 KERMODI ST, BOZEMAN, MT 59715-9426 |
| Document Number | 0002804792 |
| Map Reference | PL J-443-A |
| Instrument Date | Jul 5, 2023 |
| Instrument | 2804792 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2023 |
| Title Company | MONTANA TITLE AND ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 105, CHESTER, MT 59522-0105 |
| Document Number | 0002804795 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2804795 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 194 KERMODI ST, BOZEMAN, MT 59715-9426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECURITY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2697104 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2697104 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,312.00 (+0.08%) | $1,601,600 (-) | $1,601,600 (-) Land $476,163 Building $1,125,437 |
| 2025 | $6,307.00 (-24.34%) | $1,601,600 (+6.83%) | $1,601,600 (+6.83%) Land $476,163 Building $1,125,437 |
| 2023 | $8,336.00 (+28.5%) | $1,499,200 (+71.28%) | $1,499,200 (+71.28%) Land $321,000 Building $1,178,200 |
| 2022 | $6,487.00 | $875,300 | |
| 2021 | $875,300 Land $219,500 Building $655,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 69% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 100 / 20 |
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