Harris County property record for 2416 Commerce St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,501 sqft · built 2020 |
| Lot Size | 0.051 acres (2,229 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $739 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Dec 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-551-003-0001 |
| Primary APN | 128-551-003-0001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,501 sqft Living Area |
| 1st Floor Area | 650 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,229 sqft (0.051 acres) |
| Garage Area | 467 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1285510030001 |
|---|---|
| Street Address | 2416 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 BLK 3 WATERHILL HOMES ON COMMERCE STREET |
| Legal Subdivision | WATERHILL HOMES ON COMMERCE STREET |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 310101 |
2416 Commerce St is owned and occupied by two individuals who acquired it in December 2021.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2416 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 28, 2021 | Warranty Deed, Transfer DECLARATION TITLE, DECLARATION TITLE LLC |
| Jun 2, 2020 | Deed of Trust, Mortgage CENTRAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 |
| Deed Sale | Dec 28, 2021 |
| Deed Document Number | 2021738456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2416 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2416 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Document Number | 0000187602 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025-187602 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 28, 2021 |
| Property Address | 2416 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Document Number | 0000738456 |
| Map Reference | MF 603210 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021-738456 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Title Company | DECLARATION TITLE, DECLARATION TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3106 BAER ST, HOUSTON, TX 77020-6002 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2416 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Document Number | 0000253388 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 4512 MONTROSE BLVD HOUSTON TX 770065828, HOUSTON, TX 77006-5828 |
| Document Number | 0000253388 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 253388 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77041 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 2416 Commerce St was $739 with a homeowner's exemption, down 90.2% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,157 (-) Land $74,145 Building $287,012 | $361,157 (-) Land $74,145 Building $287,012 | |
| 2025 | $739.00 (-90.22%) Homeowner's exemption | $361,157 Land $74,145 Building $287,012 | $361,157 Land $74,145 Building $287,012 |
| 2024 | $7,556.00 | ||
| 2023 | $361,157 Land $74,145 Building $287,012 | $361,157 Land $74,145 Building $287,012 | |
| 2022 | $7,276.00 | ||
| 2020 | $1,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2416 Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2416 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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