Harris County property record for 2414 Commerce St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,273 sqft · built 2020 |
| Lot Size | 0.055 acres (2,402 sqft) |
| Owner | Individual Name on File |
| Last Sale | $651,700 (Sep 2022) |
| Tax Bill | $10,132 (2023) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-551-003-0002 |
| Primary APN | 128-551-003-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 4 Stories |
| Building Area | 2,273 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 2,402 sqft (0.055 acres) |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1285510030002 |
|---|---|
| Street Address | 2414 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BLK 3 WATERHILL HOMES ON COMMERCE STREET |
| Legal Subdivision | WATERHILL HOMES ON COMMERCE STREET |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 310101 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2414 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Vendor's Lien, Transfer · VA Mortgage NAVY FCU |
| Nov 8, 2021 | Vendor's Lien, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2022 · Amount on File |
| Deed Sale | Sep 28, 2022 · Amount on File |
| Prior Sale | Nov 8, 2021 · Amount on File |
| Deed Document Number | 2022483993 |
| Prior Transfer Date | Nov 5, 2021 |
| Prior Transfer Doc | 2021644135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 28, 2022 |
| Property Address | 2414 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Document Number | 0000483993 |
| Map Reference | MF 603210 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 2022-483993 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Title Company | TEXAS AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2414 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Document Number | 0000483994 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022-483994 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 8, 2021 |
| Property Address | 2414 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Document Number | 2021644135 |
| Map Reference | MF 603210 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021-644135 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | DECLARATION TITLE, DECLARATION TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2414 COMMERCE ST, HOUSTON, TX 77003-1531 |
| Document Number | 2021644136 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 2021-644136 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,331 (-) Land $75,010 Building $403,321 | $478,331 (-) Land $75,010 Building $403,321 | |
| 2025 | $478,331 (-) Land $75,010 Building $403,321 | $478,331 (-) Land $75,010 Building $403,321 | |
| 2023 | $10,132.00 (+779.51%) Homeowner's exemption Veteran's exemption | $478,331 Land $75,010 Building $403,321 | $478,331 Land $75,010 Building $403,321 |
| 2020 | $1,152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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