2412 Commerce St, Houston, TX 77003 Property Records

Harris County property record for 2412 Commerce St, Houston, TX 77003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,273 sqft · built 2020
Lot Size0.037 acres (1,600 sqft)
OwnerCompany Name on File
Tax Bill$9,691 (2025)
Deeds & MortgagesApr 2022 Sale
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN128-551-003-0003

Property Details

APN / Parcel Number

Primary APN128-551-003-0003

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories4 Stories
Building Area2,273 sqft Living Area
1st Floor Area875 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area1,600 sqft (0.037 acres)
Garage Area475 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1285510030003
Street Address2412 COMMERCE ST
CityHOUSTON
StateTX
Zip77003-1531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 BLK 3 WATERHILL HOMES ON COMMERCE STREET
Legal SubdivisionWATERHILL HOMES ON COMMERCE STREET
Legal Block3
Legal Lot Number3
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2042
Census Tract310101

Owner

2412 Commerce St is owned by a company that acquired it in April 2022.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address2412 COMMERCE ST, HOUSTON, TX 77003-1531
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Warranty Deed, Transfer
Nov 1, 2021Vendor's Lien, Transfer · Conventional Mortgage
AMK FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2022
Deed SaleApr 27, 2022
Prior SaleNov 1, 2021 · Amount on File
Deed Document Number2022221596
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateApr 27, 2022
Property Address2412 COMMERCE ST, HOUSTON, TX 77003-1531
Document Number0000221596
Map ReferenceMF 603210
Instrument DateApr 21, 2022
Instrument2022-221596
Transaction TypeTransfer
Record UpdatedMay 6, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2412 COMMERCE ST, 2412, HOUSTON, TX 77003-1531

Transferred To (Grantee/Buyer)

NameVerified Name
Address2412 COMMERCE ST, HOUSTON, TX 77003-1531

November 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateNov 1, 2021
Property Address2412 COMMERCE ST, HOUSTON, TX 77003-1531
Document Number2021629579
Map ReferenceMF 603210
Instrument DateOct 29, 2021
Instrument2021-629579
Transaction TypeTransfer
Record UpdatedNov 10, 2021
Title CompanyNOT AVAILABLE, DECLARATION TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2412 COMMERCE ST, HOUSTON, TX 77003-1531

Mortgage

Document Number2021629580
DateNov 1, 2021
Instrument2021-629580
Lender
NameAMK FINANCIAL CORPORATION
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2412 Commerce St was $9,691, up 1.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$443,786 (-2.68%) Land $71,000 Building $372,786$443,786 (-2.68%) Land $71,000 Building $372,786
2025$9,691.00 (+1.13%)$456,000 Land $71,000 Building $385,000$456,000 Land $71,000 Building $385,000
2024$9,583.00
2023$458,000 Land $71,000 Building $387,000$458,000 Land $71,000 Building $387,000
2022$9,227.00
2020$767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2412 Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2412 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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