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2415 E St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2415 E St, Bellingham, WA 98225

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,755 sqft · built 1899
Lot Size0.114 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Jun 2017)
Tax Bill$5,427 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN542855

Property Details

APN / Parcel Number

Primary APN542855
Alternative APNs
  • 380319 213029 0000
  • 62687

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,755 sqft Living Area
1st Floor Area1,167 sqft
2nd Floor Area588 sqft

Exterior

Year BuiltBuilt 1899
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area5,001 sqft (0.114 acres)
Garage TypeDetached
Garage Area216 sqft
PorchPorch
Porch Area149 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number542855
Street Address2415 E ST
CityBELLINGHAM
StateWA
Zip98225-3706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS5.0
Legal DescriptionSUPPLEMENTAL MAP OF WHATCOM LOT 3 BLK 235
Legal Range03
Legal Township38
Legal Section19
Legal SubdivisionSUPPLEMENTAL MAP OF WHATCOM
Legal Block235
Legal Lot Number3
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1026
Census Tract502

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2415 E ST, BELLINGHAM, WA 98225-3706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
WHATCOM EDUCATIONAL CU
Jun 30, 2017Warranty Deed, Transfer · Conventional Mortgage
WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2017 · Amount on Record
Deed SaleJun 30, 2017 · Amount on Record
Deed Document Number2017-0604073
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2415 E ST, BELLINGHAM, WA 98225-3706
Document Number2200701685
Instrument DateJul 8, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2415 E ST BELLINGHAM WA 982253706, BELLINGHAM, WA 98225-3706

Mortgage

Document Number2200701685
DateJul 13, 2020
Instrument701685
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-9750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJun 30, 2017
Property Address2415 E ST, BELLINGHAM, WA 98225-3706
Document Number2170604073
Instrument DateJun 26, 2017
Instrument604073
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,748.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2415 E ST BELLINGHAM WA 982253706, BELLINGHAM, WA 98225-3706

Mortgage

Document Number2170604074
DateJun 30, 2017
Instrument604074
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98225
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,427.00 (+31.76%)$663,680 (+16.52%) Land $253,696 Building $409,984$663,680 (+16.52%) Land $253,696 Building $409,984
2022$569,586 Land $217,728 Building $351,858$569,586 Land $217,728 Building $351,858
2021$4,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, AT&T.

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