2405 E St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2405 E St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,819 sqft · built 1926
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Nov 2019)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Nov 2019 Transfer Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`380319-206023-0000`

Property Details

APN / Parcel Number

Primary APN	`380319-206023-0000`
Alternative APNs	`566784` `62655`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,819 sqft Living Area
Gross Area	1,843 sqft
1st Floor Area	934 sqft
Basement Area	495 sqft
Finished Basement	495 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2011
Architectural Style	Multi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Covered Concrete/Masonry Porch
Deck Area	170 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	62655
Street Address	2405 E ST
City	BELLINGHAM
State	WA
Zip	98225-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUPPLEMENTAL MAP OF WHATCOM LOT 5 BLK 235
Legal Range	03
Legal Township	38
Legal Section	19
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Block	235
Legal Lot Number	5
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1026
Census Tract	502

Owner

Source: Whatcom County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 E ST, BELLINGHAM, WA 98225-3706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Nov 26, 2019	Warranty Deed, Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU
Mar 8, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Mar 8, 2017 · Amount on Record
Deed Document Number	20191103740
Prior Transfer Date	Nov 12, 2019
Prior Transfer Doc	0001103741
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 26, 2019
Property Address	2405 E ST, BELLINGHAM, WA 98225-3706
Document Number	2191103741
Instrument Date	Nov 12, 2019
Instrument	1103741
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2405 E ST BELLINGHAM WA 982253706, BELLINGHAM, WA 98225-3706

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 26, 2019
Property Address	2405 E ST, BELLINGHAM, WA 98225-3706
Document Number	2191103740
Instrument Date	Nov 12, 2019
Instrument	1103740
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2405 E ST BELLINGHAM WA 982253706, BELLINGHAM, WA 98225-3706

Mortgage

Document Number	2191103742
Date	Nov 26, 2019
Instrument	1103742

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 8, 2017
Property Address	2405 E ST, BELLINGHAM, WA 98225-3706
Document Number	2170300813
Instrument Date	Feb 16, 2017
Instrument	300813
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,619.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 E ST BELLINGHAM WA 982253706, BELLINGHAM, WA 98225-3706

Mortgage

Document Number	2170300814
Date	Mar 8, 2017
Instrument	300814

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00 (+28.06%)	$736,890 (+16.52%) Land $253,696 Building $483,194	$736,890 (+16.52%) Land $253,696 Building $483,194
2022		$632,417 Land $217,728 Building $414,689	$632,417 Land $217,728 Building $414,689
2021	$4,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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