2408 E St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2408 E St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1900
Lot Size	0.114 acres (5,001 sqft)
Owner	Individual Name on Record
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25753`

Property Details

APN / Parcel Number

Primary APN	`25753`
Alternative APNs	`380319 220015 0000` `62714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,494 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	614 sqft

Exterior

Year Built	Built 1900
Architectural Style	Split Level
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	5,001 sqft (0.114 acres)
Garage Type	Detached
Garage Area	368 sqft

Exterior Amenities

Porch	Porch
Porch Area	80 sqft
Patio Area	420 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	25753
Street Address	2408 E ST
City	BELLINGHAM
State	WA
Zip	98225-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUPPLEMENTAL MAP OF WHATCOM LOT 9 BLK 236
Legal Range	03
Legal Township	38
Legal Section	19
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Block	236
Legal Lot Number	9
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1030
Census Tract	502

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2408 E ST, BELLINGHAM, WA 98225-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL CU
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CU
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDUSTRIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2408 E ST, BELLINGHAM, WA 98225-3707
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100801
Date	Jan 7, 2022
Instrument	2022-0100801

Lender

Name	INDUSTRIAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2408 E ST, BELLINGHAM, WA 98225-3707
Document Number	2201001430
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2408 E ST BELLINGHAM WA 982253707, BELLINGHAM, WA 98225-3707

Mortgage

Document Number	2201001430
Date	Oct 9, 2020
Instrument	1001430

Lender

Name	INDUSTRIAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-1767

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2408 E ST, BELLINGHAM, WA 98225-3707
Document Number	2190502779
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2408 E ST BELLINGHAM WA 982253707, BELLINGHAM, WA 98225-3707

Mortgage

Document Number	2190502779
Date	May 24, 2019
Instrument	502779

Lender

Name	INDUSTRIAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-1767

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,912.00 Senior Citizen's exemption	$233,801 (-) Land $109,310 Building $124,491	$565,752 (+16.52%) Land $253,696 Building $312,056
2022		$233,801 Land $109,310 Building $124,491	$485,542 Land $217,728 Building $267,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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