2415 E North Bear Creek Dr, Merced, CA 95340 Property Records

Merced County property record for 2415 E North Bear Creek Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,112 sqft · built 1966
Lot Size	0.481 acres (20,929 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Mar 2021)
Tax Bill	$5,333 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-020-020-000`

Property Details

APN / Parcel Number

Primary APN	`108-020-020-000`
Alternative APNs	`108-020-020` `008252026`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,112 sqft Living Area
1st Floor Area	3,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1969
Construction Type	Wood
Roof Material	Other
Lot Area	20,929 sqft (0.481 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	108-020-020
Street Address	2415 E NORTH BEAR CREEK DR
City	MERCED
State	CA
Zip	95340-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRAD #2 POR LOT 80 SEC 21/7/14 ETC
Legal Range	14E
Legal Township	7S
Legal Section	21
Legal Subdivision	BRAD #2
Legal Lot Number	80
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4021
Census Tract	1200

Owner

2415 E North Bear Creek Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2415 E NORTH BEAR CREEK DR, MERCED, CA 95340-2763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 10, 2021	Affidavit of Death of Joint Tenant, Transfer
Nov 25, 2019	Affidavit of Death, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Deed Document Number	20219576
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	0000006519
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Mar 2, 2021
Property Address	2415 E NORTH BEAR CREEK DR, MERCED, CA 95340-2763
Document Number	0000009576
Map Reference	MB 2 PG 1
Instrument Date	Feb 23, 2021
Instrument	2021009576
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2415 E NORTH BEAR CREEK DR, MERCED, CA 95340-2763

Mortgage

Document Number	0000009577
Date	Mar 2, 2021
Instrument	2021009577

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MERCED CA
Recording Date	Feb 10, 2021
Property Address	2415 E NORTH BEAR CREEK DR, MERCED, CA 95340-2763
Document Number	0000006519
Map Reference	VOL 24 PG 17&18
Instrument Date	Feb 4, 2021
Instrument	2021006519
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Nov 25, 2019
Property Address	2415 E NORTH BEAR CREEK DR, MERCED, CA 95340-2763
Document Number	0000039855
Instrument Date	Nov 20, 2019
Instrument	39855
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2103 ROTHBURY CT TURLOCK CA 953822980, TURLOCK, CA 95382-2980

Tax Assessment & Valuation

The 2025 property tax bill for 2415 E North Bear Creek Dr was $5,333 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$496,833 (+2%) Land $93,846 Building $402,987
2025	$5,333.00 Homeowner's exemption	$487,092 Land $92,006 Building $395,086
2023	$4,969.00 (+1.35%) Homeowner's exemption	$468,180 Land $88,434 Building $379,746
2022	$4,903.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2415 E North Bear Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2415 E North Bear Creek Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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