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2415 40th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2415 40th Ave S, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Jul 2022)
Tax Bill$5,354 (2026)
Deeds & MortgagesJul 2022 Sale
Jul 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN82-51254-0883

Property Details

APN / Parcel Number

Primary APN82-51254-0883
Alternative APN
  • 82512540845

Exterior

Lot Area10,890 sqft (0.25 acres)
Lot Width28 ft Width

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address2415 40TH AVE S
CitySAINT CLOUD
StateMN
Zip56301-9846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD84
Legal DescriptionLOT 003 BLK 001 SUN VILLA ESTATES FOUR SECTION 21 TOWNSHIP 124 RANGE 28 SECTION 21 TOWNSHIP 124 RANGE 28
Legal Range28W
Legal Township124
Legal Section21
Legal SubdivisionSUN VILLA ESTATES FOUR
Legal Block1
Legal Lot Number3
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract401

Owner

Source: Stearns County assessment roll, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2415 40TH AVE S, SAINT CLOUD, MN 56301-9846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE
Jul 23, 2020Warranty Deed, Subdivision Related Transfer
Jul 23, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Prior SaleJul 23, 2020 · Amount on Record
Deed Document Number20221435192
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 7, 2022
Property Address2415 40TH AVE S, SAINT CLOUD, MN 56301-9846
Document Number00A1636176
Instrument DateJul 1, 2022
InstrumentA1636176
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2415 40TH AVE S, SAINT CLOUD, MN 56301-9846

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 23, 2020
Property Address2415 40TH AVE S, SAINT CLOUD, MN 56301-9846
Document Number00A1575210
Instrument DateJul 15, 2020
InstrumentA1575210
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2415 40TH AVE S, SAINT CLOUD, MN 56301-9846
InvestorPossibly a Property Investor

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJul 23, 2020
Property Address2415 40TH AVE S, SAINT CLOUD, MN 56301-9846
Document Number00A1575209
Instrument DateJul 15, 2020
InstrumentA1575209
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1315 5TH AVE N, COLD SPRING, MN 56320-4511

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,354.00 (+28.21%)
2025$371,100 (+7.97%) Land $70,000 Building $301,100$371,100 (+7.97%) Land $70,000 Building $301,100
2023$4,176.00$343,700 Land $35,000 Building $308,700$343,700 Land $35,000 Building $308,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BIF IV Intrepid HoldCo
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Lumen Technologies.

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