Stearns County property record for 2412 40th Ave S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,376 sqft · built 2016 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,240 (2026) |
| Deeds & Mortgages | May 2023 Transfer May 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51254-0817 |
| Primary APN | 82-51254-0817 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stone |
| Lot Area | 10,542 sqft (0.242 acres) |
| Lot Width | 60 ft Width |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 2412 40TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD84 |
| Legal Description | LOT 018 BLK 001 SUN VILLA ESTATES SECTION 21 TOWNSHIP 124 RANGE 028 SECTION 21 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 21 |
| Legal Subdivision | SUN VILLA ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 401 |
2412 40th Ave S is owned and occupied by an individual.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2412 40TH AVE S, SAINT CLOUD, MN 56301-9846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Transfer on Death Deed, Transfer |
| May 24, 2023 | Transfer on Death Deed, Transfer |
| May 3, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 24, 2023 |
| Property Address | 2412 40TH AVE S, SAINT CLOUD, MN 56301-9846 |
| Document Number | 00A1653501 |
| Instrument Date | May 23, 2023 |
| Instrument | A1653501 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 24, 2023 |
| Property Address | 2412 40TH AVE S, SAINT CLOUD, MN 56301-9846 |
| Document Number | 00A1653500 |
| Instrument Date | May 23, 2023 |
| Instrument | A1653500 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | May 3, 2023 |
| Property Address | 2412 40TH AVE S, SAINT CLOUD, MN 56301-9846 |
| Document Number | 00A1652386 |
| Instrument Date | May 2, 2023 |
| Instrument | A1652386 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
The 2026 property tax bill for 2412 40th Ave S was $4,240.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,240.00 | $302,000 (-) Land $70,000 Building $232,000 | $302,000 (-) Land $70,000 Building $232,000 |
| 2025 | $302,000 Land $70,000 Building $232,000 | $302,000 Land $70,000 Building $232,000 | |
| 2023 | $3,338.00 | $280,900 Land $35,000 Building $245,900 | $280,900 Land $35,000 Building $245,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2412 40th Ave S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2412 40th Ave S is moderate, ranking above 43% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 73% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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