2408 40th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2408 40th Ave S, Saint Cloud, MN 56301 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 997 sqft · built 2010
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on File
Tax Bill	$3,280 (2026)
Flood Zone	Zone X (minimal risk)
APN	`82-51254-0816`

Property Details

APN / Parcel Number

Primary APN	`82-51254-0816`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	997 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Lot Width	52 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2408 40TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-9846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 017 BLK 001 SUN VILLA ESTATES SECTION 21 TOWNSHIP 124 RANGE 028 SECTION 21 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	21
Legal Subdivision	SUN VILLA ESTATES
Legal Block	1
Legal Lot Number	17
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

Source: Stearns County records · APN 82-51254-0816

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2408 40TH AVE S, SAINT CLOUD, MN 56301-9846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,280.00 (+32.69%)	$242,400 (-) Land $70,000 Building $172,400	$242,400 (-) Land $70,000 Building $172,400
2025		$242,400 (+7.4%) Land $70,000 Building $172,400	$242,400 (+7.4%) Land $70,000 Building $172,400
2023	$2,472.00	$225,700 Land $35,000 Building $190,700	$225,700 Land $35,000 Building $190,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 73% of Minnesota
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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