2412 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2412 W 7th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 970 sqft · built 1896
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$180,251 (Jul 2025)
Tax Bill	$1,588 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1220-02420`

Property Details

APN / Parcel Number

Primary APN	`010-1220-02420`
Alternative APNs	`1054081` `1185252`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	970 sqft Gross Area
1st Floor Area	722 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	720 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1185252
Street Address	2412 W 7TH ST
City	DULUTH
State	MN
Zip	55806-1539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0390 BLOCK:153 SERIAL #
Legal Subdivision	DULUTH PROPER 2ND DIVISION
Legal Block	153
Legal Lot Number	390
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1018
Census Tract	2400

Owner

2412 W 7th St is owned and occupied by an individual who bought it in July 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2412 W 7TH ST, DULUTH, MN 55806-1539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE
Jul 12, 2018	Warranty Deed, Transfer NORTH SHORE TITLE
May 8, 2018	Warranty Deed, Transfer · Line of Credit MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on File
Deed Sale	Jul 23, 2025 · Amount on File
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	20251514371
Prior Transfer Date	Apr 14, 2003
Prior Transfer Doc	0000896704
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2412 W 7TH ST, DULUTH, MN 55806-1539
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 W 7TH ST, DULUTH, MN 55806-1539

Mortgage

Document Number	0001486640
Date	Apr 24, 2024
Instrument	1486640

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Mar 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 12, 2018
Property Address	2412 W 7TH ST, DULUTH, MN 55806-1539
Document Number	00A1336330
Instrument Date	Jul 11, 2018
Instrument	A1336330
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Tax	$277.53
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2412 W 7TH ST DULUTH MN 558061539, DULUTH, MN 55806-1539

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 8, 2018
Property Address	2412 W 7TH ST, DULUTH, MN 55806-1539
Document Number	00A1332405
Instrument Date	May 7, 2018
Instrument	A1332405
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.89
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2412 W 7TH ST DULUTH MN 558061539, DULUTH, MN 55806-1539

Mortgage

Document Number	A1332406
Date	May 8, 2018
Instrument	A1332406

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2412 W 7th St was $1,588 with a homeowner's exemption, up 10.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,588.00 (+10.43%) Homeowner's exemption
2025	$1,438.00 (+1.84%) Homeowner's exemption	$162,400 (+21.01%) Land $26,400 Building $136,000	$162,400 (+21.01%) Land $26,400 Building $136,000
2024	$1,412.00	$134,200 Land $31,700 Building $102,500	$134,200 Land $31,700 Building $102,500
2022		$111,500 Land $28,000 Building $83,500	$111,500 Land $28,000 Building $83,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2412 W 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2412 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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