2407 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2407 W 7th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,078 sqft · built 1917
Lot Size	0.079 acres (3,447 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (May 2022)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1220-06070`

Property Details

APN / Parcel Number

Primary APN	`010-1220-06070`
Alternative APN	`1130384`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,078 sqft Gross Area
1st Floor Area	616 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,447 sqft (0.079 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	126 sqft
Deck Area	16 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1130384
Street Address	2407 W 7TH ST
City	DULUTH
State	MN
Zip	55806-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 20 FT OF N 70 FT AND W 30FT OF S 70FT SERIAL #
Legal Subdivision	DULUTH PROPER
Legal Block	170
Legal Lot Number	387
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1017
Census Tract	2400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2407 W 7TH ST, DULUTH, MN 55806-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Dec 5, 2019	Warranty Deed, Transfer · FHA Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	20221443225
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 18, 2022
Property Address	2407 W 7TH ST, DULUTH, MN 55806-1538
Document Number	0001443225
Instrument Date	May 10, 2022
Instrument	1443225
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.90
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 W 7TH ST, DULUTH, MN 55806-1538

Mortgage

Document Number	0001443226
Date	May 18, 2022
Instrument	1443226

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 5, 2019
Property Address	2407 W 7TH ST, DULUTH, MN 55806-1538
Document Number	00A1368875
Instrument Date	Dec 2, 2019
Instrument	A1368875
Transaction Type	Transfer
Record Updated	Dec 26, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 W 7TH ST DULUTH MN 558061538, DULUTH, MN 55806-1538

Mortgage

Document Number	A1368877
Date	Dec 5, 2019
Instrument	A1368877

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

Mortgage

Document Number	A1368878,
Date	Dec 5, 2019
Instrument	A1368878

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (+15.74%) Homeowner's exemption
2025	$1,944.00 (+3.18%) Homeowner's exemption	$195,200 (+16.26%) Land $13,000 Building $182,200	$195,200 (+16.26%) Land $13,000 Building $182,200
2024	$1,884.00	$167,900 (+20.62%) Land $15,600 Building $152,300	$167,900 (+20.62%) Land $15,600 Building $152,300
2022		$139,200 Land $13,800 Building $125,400	$139,200 Land $13,800 Building $125,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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