2321 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2321 W 7th St, Duluth, MN 55806

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 1,644 sqft · built 1903
Lot Size	0.16 acres (7,001 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Mar 2025)
Tax Bill	$3,290 (2026)
Deeds & Mortgages	Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-1220-05820`

Property Details

APN / Parcel Number

Primary APN	`010-1220-05820`
Alternative APNs	`1094033` `1179778`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,644 sqft Gross Area
1st Floor Area	828 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,001 sqft (0.16 acres)
Garage Area	324 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	156 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1179778
Street Address	2321 W 7TH ST
City	DULUTH
State	MN
Zip	55806-1536
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0379 BLOCK:169 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	169
Legal Lot Number	379
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1024
Census Tract	2400

Owner

2321 W 7th St, a residential property, is owned by a company that bought it in March 2025.

Source: St. Louis County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	2321 W 7TH ST, DULUTH, MN 55806-1536
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Aug 12, 2020 · Amount on File
Deed Document Number	20251506164
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	0001101782
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 12, 2020
Property Address	2321 W 7TH ST, DULUTH, MN 55806-1536
Document Number	00A1387760
Instrument Date	Aug 3, 2020
Instrument	A1387760
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4134 N 100TH AVE W DULUTH MN 558102102, DULUTH, MN 55810-2102

Mortgage

Document Number	A1387761
Date	Aug 12, 2020
Instrument	A1387761

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2321 W 7th St was $3,290, up 10.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,290.00 (+10.25%)
2025	$2,984.00 (+6.27%)	$200,100 (+13.11%) Land $26,400 Building $173,700	$200,100 (+13.11%) Land $26,400 Building $173,700
2024	$2,808.00	$176,900 Land $31,700 Building $145,200	$176,900 Land $31,700 Building $145,200
2022		$147,600 Land $28,000 Building $119,600	$147,600 Land $28,000 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2321 W 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2321 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, T-Mobile.

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