2412 Johio Bay Dr, Ocoee, FL 34761 Property Records

Orange County property record for 2412 Johio Bay Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,510 sqft · built 1998
Lot Size	0.236 acres (10,287 sqft)
Owner	2 Company Names on Record
Last Sale	$145,100 (Apr 1998)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-3998-00-070`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-3998-00-070`
Alternative APNs	`282216399800070` `240059` `244896` `249470`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,510 sqft Living Area
Gross Area	3,208 sqft
1st Floor Area	2,510 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,287 sqft (0.236 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2412 JOHIO BAY DR
City	OCOEE
State	FL
Zip	34761-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	JOHIO BAY SUB 28/3 LOT 7 & THAT PART OF THE N 30 FT OF A 60 FT VACATED AZALEA RANCH LN R/W LYING SOUTHERNLY & BOUNDED BY THE EAST & WEST EXTENDED LOT LINES PER DOC#20160307262
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	JOHIO BAY SUB
Legal Tract	3998
Legal Lot Number	7
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1010
Census Tract	15005

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2412 JOHIO BAY DR, OCOEE, FL 34761-7003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 1998 · Amount on Record
Deed Sale	Apr 8, 1998 · Amount on Record
Prior Sale	Sep 15, 1997 · Amount on Record
Deed Book / Page	5452 / 2250
Last Transfer Date	May 12, 2013
Transfer Doc	0000357611
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2412 JOHIO BAY DR, OCOEE, FL 34761-7003
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 JOHIO BAY DR, OCOEE, FL 34761-7003

Mortgage

Document Number	20210542130
Date	Sep 3, 2021
Instrument	20210542130

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,353 (+2.7%)	$431,230 (-1.37%) Land $77,000 Building $354,230
2025	$3,706.00 (+9.16%) Homeowner's exemption	$218,455 (+8.02%)	$437,210 (+13.71%) Land $77,000 Building $360,210
2024	$3,395.00 (+5.47%)
2023	$3,219.00 (+3.41%) Homeowner's exemption	$202,231 (+3%)	$384,496 (+14.75%) Land $70,000 Building $314,496
2022	$3,113.00 Homeowner's exemption	$196,341	$335,064 Land $70,000 Building $265,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Metronet, Verizon, Xfinity.

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