2404 Johio Bay Dr, Ocoee, FL 34761 Property Records

Orange County property record for 2404 Johio Bay Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,607 sqft · built 1994
Lot Size	0.237 acres (10,344 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Oct 2020)
Tax Bill	$5,151 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-3998-00-090`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-3998-00-090`
Alternative APNs	`282216399800090` `240062` `244899` `249473`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,607 sqft Living Area
Gross Area	3,263 sqft
1st Floor Area	2,214 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,344 sqft (0.237 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2404 JOHIO BAY DR
City	OCOEE
State	FL
Zip	34761-7003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	INST 20200556474 INCOMPLETE PROPERTY DESC-- JOHIO BAY SUB 28 /3 LOT 9 & THAT PART OF THE N 30 FT OF A 60 FT VACATED AZALE A RANCH LN R/W LYING SOUTHERNLY & BOUNDED BY THE EAST & WEST
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	JOHIO BAY SUB
Legal Tract	3998
Legal Lot Number	9
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1010
Census Tract	15005

Owner

2404 Johio Bay Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2404 JOHIO BAY DR, OCOEE, FL 34761-7003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM
Feb 5, 2018	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Jun 26, 2012 · Amount on File
Deed Document Number	2020556474
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 26, 2020
Property Address	2404 JOHIO BAY DR, OCOEE, FL 34761-7003
Document Number	0000556474
Instrument Date	Oct 23, 2020
Instrument	556474
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	PROVINCIAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	60 GLENRIDGE PORTLAND ME 041021855, PORTLAND, ME 04102-1855

Mortgage

Document Number	556475
Date	Oct 26, 2020
Instrument	556475

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2404 JOHIO BAY DR, OCOEE, FL 34761-7003
Document Number	0000085403
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 JOHIO BAY DR OCOEE FL 347617003, OCOEE, FL 34761-7003

Mortgage

Document Number	0000085403
Date	Feb 13, 2018
Instrument	85403

Lender

Name	TD BK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2404 Johio Bay Dr was $5,151, up 7.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,024 (+2.7%)	$407,540 (-1.59%) Land $77,000 Building $330,540
2025	$5,151.00 (+7.36%) Homeowner's exemption	$311,611	$414,140 Land $77,000 Building $337,140
2024	$4,798.00 (+3.45%)
2023	$4,638.00 (+3.2%) Homeowner's exemption	$294,009 (+3%)	$369,929 (+13.6%) Land $70,000 Building $299,929
2022	$4,494.00 Homeowner's exemption	$285,446	$325,643 Land $70,000 Building $255,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2404 Johio Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2404 Johio Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon, Xfinity.

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