Polk County property record for 2412 E Luster Ln, Des Moines, IA 50320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,055 sqft · built 2005 |
| Lot Size | 0.206 acres (8,976 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $189,000 (Sep 2009) |
| Tax Bill | $5,336 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 120/02640-631-000 |
| Primary APN | 120/02640-631-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,055 sqft Living Area |
| Gross Area | 2,901 sqft |
| 1st Floor Area | 1,255 sqft |
| Basement Area | 1,246 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 446 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,976 sqft (0.206 acres) |
| Lot Width | 63 ft Width |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 160 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2412 E LUSTER LN |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50320-6429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 HILLSBORO PLAT 3 |
| Legal Subdivision | HILLSBORO PLAT 3 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10806 |
Source: Polk County records, as of October 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2412 E LUSTER LN, DES MOINES, IA 50320-6429 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 19, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2009 · Amount on Record |
| Deed Sale | Sep 3, 2009 · Amount on Record |
| Prior Sale | May 25, 2006 · Amount on Record |
| Deed Document Number | 20092010-00020544 |
| Deed Book / Page | 13194 / 574 |
| Last Transfer Date | Mar 15, 2018 |
| Transfer Doc | 0000071394 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2412 E LUSTER LN, DES MOINES, IA 50320-6429 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2412 E LUSTER LN, DES MOINES, IA 50320-6429 |
| Document Number | 0000053867 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 19620/816 |
| Instrument | 2023-00053867 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 19, 2018 |
| Property Address | 2412 E LUSTER LN, DES MOINES, IA 50320-6429 |
| Document Number | 0000071394 |
| Book / Page | 016851 / 000766 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 71394 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2412 E LUSTER LN DES MOINES IA 503206429, DES MOINES, IA 50320-6429 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $287,900 (-0.28%) Land $60,300 Building $227,600 | $287,900 (-0.28%) Land $60,300 Building $227,600 | |
| 2024 | $5,336.00 (-1.77%) | ||
| 2023 | $288,700 Land $59,600 Building $229,100 | $288,700 Land $59,600 Building $229,100 | |
| 2020 | $5,432.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, Metronet, Nextlink, Verizon.
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