2406 E Luster Ln, Des Moines, IA 50320 Property Records

Polk County property record for 2406 E Luster Ln, Des Moines, IA 50320

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,980 sqft · built 2005
Lot Size0.226 acres (9,848 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Apr 2020)
Tax Bill$6,278 (2024)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7824-36-303-008

Property Details

APN / Parcel Number

Primary APN7824-36-303-008
Alternative APN
  • 120/02640-632-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,980 sqft Living Area
Gross Area3,338 sqft
1st Floor Area918 sqft
Upper Floors Area1,062 sqft
Basement Area918 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,848 sqft (0.226 acres)
Lot Width63 ft Width
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area56 sqft
Deck Area100 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address2406 E LUSTER LN
CityDES MOINES
StateIA
Zip50320-6429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 HILLSBORO PLAT 3
Legal SubdivisionHILLSBORO PLAT 3
Legal Lot Number22
JurisdictionPOLK IA
Township / Civil DivisionBLOOMFIELD
Census Block Group3
Census Block3010
Census Tract10806

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2406 E LUSTER LN, DES MOINES, IA 50320-6429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2020 · Amount on Record
Deed SaleApr 1, 2020 · Amount on Record
Prior SaleFeb 24, 2016 · Amount on Record
Deed Document Number2019-00082443
Deed Book / Page17759 / 535
Record UpdatedJun 7, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateApr 1, 2020
Property Address2406 E LUSTER LN, DES MOINES, IA 50320-6429
Document Number0000082443
Book / Page017759 / 000535
Instrument DateMar 31, 2020
Instrument82443
Transaction TypeTransfer
Record UpdatedMay 5, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$376.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2406 E LUSTER LN DES MOINES IA 503206429, DES MOINES, IA 50320-6429

Mortgage

Document Number82445
DateApr 1, 2020
Book Page017759/000539
Instrument82445
Lender
NameBANKERS TR
AddressDES MOINES, IA 50309
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$310,000 (-0.86%) Land $61,000 Building $249,000$310,000 (-0.86%) Land $61,000 Building $249,000
2024$6,278.00 (+7.02%)
2023$312,700 Land $60,300 Building $252,400$312,700 Land $60,300 Building $252,400
2020$5,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, Metronet, Nextlink, Verizon.

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