Polk County property record for 2401 E Luster Ln, Des Moines, IA 50320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,340 sqft · built 2006 |
| Lot Size | 0.177 acres (7,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $248,500 (Nov 2021) |
| Tax Bill | $4,904 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-36-302-019 |
| Primary APN | 7824-36-302-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 2,128 sqft |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 1,340 sqft |
| Finished Basement | 952 sqft |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,750 sqft (0.177 acres) |
| Lot Dimensions | 125 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 120 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2401 E LUSTER LN |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50320-6429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 HILLSBORO PLAT 3 |
| Legal Subdivision | HILLSBORO PLAT 3 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10806 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2401 E LUSTER LN, DES MOINES, IA 50320-6429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Jun 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on Record |
| Deed Sale | Nov 4, 2021 · Amount on Record |
| Prior Sale | Feb 28, 2007 · Amount on Record |
| Deed Document Number | 2021-00117135 |
| Deed Book / Page | 18845 / 848 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Nov 4, 2021 |
| Property Address | 2401 E LUSTER LN, DES MOINES, IA 50320-6429 |
| Document Number | 0000117135 |
| Book / Page | 18845 / 848 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 2021-00117135 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2401 E LUSTER LN, DES MOINES, IA 50320-6429 |
| Document Number | 0000117137 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | 2021-00117137 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 8, 2017 |
| Property Address | 2401 E LUSTER LN, DES MOINES, IA 50320-6429 |
| Document Number | 201600102244 |
| Book / Page | 16515 / 0438 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2016-00102244 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2401 E LUSTER LN, DES MOINES, IA 50320-6429 |
| Document Number | 201600102246 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 16515/0442 |
| Instrument | 2016-00102246 |
| Name | GREAT SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, MO 65801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2047 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $253,800 (-0.28%) Land $47,300 Building $206,500 | $253,800 (-0.28%) Land $47,300 Building $206,500 | |
| 2024 | $4,904.00 (+18.97%) | ||
| 2023 | $254,500 Land $46,800 Building $207,700 | $254,500 Land $46,800 Building $207,700 | |
| 2020 | $4,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, ICS Advanced Technologies, Metronet, Nextlink, Verizon.
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