2411 Spencer Rd, Silver Spring, MD 20910 Property Records

Montgomery County property record for 2411 Spencer Rd, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,778 sqft · built 1956
Lot Size	0.19 acres (8,253 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Apr 2023)
Tax Bill	$8,291 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01159942`

Property Details

APN / Parcel Number

Primary APN	`13-01159942`
Alternative APN	`01159942`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	590 sqft
Finished Basement	590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,253 sqft (0.19 acres)
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01159942
Street Address	2411 SPENCER RD
City	SILVER SPRING
State	MD
Zip	20910-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	ROCK CREEK FOREST SE C 2
Legal Subdivision	ROCK CREEK FOREST
Legal Block	8
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1012
Census Tract	702700

Owner

2411 Spencer Rd is owned and occupied by two individuals who bought it in April 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2411 SPENCER RD, SILVER SPRING, MD 20910-2344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2023 · Amount on File
Deed Sale	Apr 4, 2023 · Amount on File
Deed Book / Page	66870 / 106
Record Updated	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 4, 2023
Property Address	2411 SPENCER RD, SILVER SPRING, MD 20910-2344
Document Number	0668700106
Book / Page	66870 / 106
Map Reference	MB 51 PL 4000
Instrument Date	Mar 29, 2023
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2411 SPENCER RD, SILVER SPRING, MD 20910-2344

Mortgage

Document Number	0066870114
Date	Apr 4, 2023
Instrument	66870/114

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2411 Spencer Rd was $8,291.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,833 (+1.64%)	$670,500 (-) Land $374,300 Building $296,200
2025	$8,291.00	$649,167	$670,500 Land $374,300 Building $296,200
2023		$601,600	$638,500 Land $374,300 Building $264,200
2022	$5,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2411 Spencer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2411 Spencer Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20