Montgomery County property record for 2404 Spencer Rd, Silver Spring, MD 20910
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,460 sqft · built 1956 |
| Lot Size | 0.223 acres (9,717 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Oct 2001) |
| Tax Bill | $8,460 (2025) |
| Deeds & Mortgages | Feb 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01157178 |
| Primary APN | 13-01157178 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 272 sqft |
| Finished Basement | 272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,717 sqft (0.223 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01157178 |
|---|---|
| Street Address | 2404 SPENCER RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | ROCK CREEK FOREST SE C 2 |
| Legal Subdivision | ROCK CREEK FOREST |
| Legal Block | 4 |
| Legal Lot Number | 33 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 702700 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2404 SPENCER RD, SILVER SPRING, MD 20910-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2001 · Amount on Record |
| Deed Sale | Oct 3, 2001 · Amount on Record |
| Deed Document Number | 2001219996 |
| Deed Book / Page | 19764 / 386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2404 SPENCER RD, SILVER SPRING, MD 20910-2322 |
| Document Number | 0559710371 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2404 SPENCER RD SILVER SPRING MD 209102322, SILVER SPRING, MD 20910-2322 |
| Document Number | 0559710371 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 055971/000371 |
| Name | MIDFIRST BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
| Rate | 4.25% |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $674,667 (+1.63%) | $685,500 (-) Land $385,300 Building $300,200 | |
| 2025 | $8,460.00 (+33.42%) | $663,833 (+7.84%) | $685,500 (+4.98%) Land $385,300 Building $300,200 |
| 2023 | $615,600 | $653,000 Land $385,300 Building $267,700 | |
| 2022 | $6,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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