Montgomery County property record for 2413 Spencer Rd, Silver Spring, MD 20910
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,019 sqft · built 1956 |
| Lot Size | 0.188 acres (8,174 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $549,500 (Nov 2013) |
| Tax Bill | $8,276 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01161728 |
| Primary APN | 13-01161728 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,019 sqft Living Area |
| 1st Floor Area | 1,394 sqft |
| Basement Area | 625 sqft |
| Finished Basement | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,174 sqft (0.188 acres) |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01161728 |
|---|---|
| Street Address | 2413 SPENCER RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-2344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | ROCK CREEK FOREST SE C 2 |
| Legal Subdivision | ROCK CREEK FOREST |
| Legal Block | 8 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 702700 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2413 SPENCER RD, SILVER SPRING, MD 20910-2344 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jul 25, 2019 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BK |
| Feb 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2013 · Amount on Record |
| Deed Sale | Nov 7, 2013 · Amount on Record |
| Prior Sale | Feb 23, 1999 · Amount on Record |
| Deed Book / Page | 47935 / 134 |
| Last Transfer Date | Sep 20, 2016 |
| Transfer Doc | 0538310487 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2413 SPENCER RD, SILVER SPRING, MD 20910-2344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0579140041 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 57914/041 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 15, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2413 SPENCER RD, SILVER SPRING, MD 20910-2344 |
| Document Number | 0604640062 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2020 |
| Title Company | COURTESY TITLE ESCROW CORPORATION, COURTESY TITLE ESCROW CORP |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2413 SPENCER RD SILVER SPRING MD 209102344, SILVER SPRING, MD 20910-2344 |
| Document Number | 0604640062 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 060464/000062 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 16, 2017 |
| Property Address | 2413 SPENCER RD, SILVER SPRING, MD 20910-2344 |
| Document Number | 0538310487 |
| Book / Page | 053831 / 000487 |
| Instrument Date | Sep 20, 2016 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2413 SPENCER RD SILVER SPRING MD 209102344, SILVER SPRING, MD 20910-2344 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,533 (+2.34%) | $741,100 (-) Land $373,800 Building $367,300 | |
| 2025 | $8,276.00 (-4.76%) | $707,967 (+7%) | $741,100 (+7.19%) Land $373,800 Building $367,300 |
| 2024 | $8,690.00 (+25.32%) | ||
| 2023 | $661,667 | $691,400 Land $373,800 Building $317,600 | |
| 2022 | $6,934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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