2410 Sutters Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 2410 Sutters Rd, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1985
Lot Size	0.409 acres (17,776 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,036 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04099A0060.000000`

Property Details

APN / Parcel Number

Primary APN	`04099A0060.000000`
Alternative APNs	`5602 82 9275` `109344`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,153 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,776 sqft (0.409 acres)
Lot Dimensions	176 ft deep x 101 ft wide
Garage Type	Finished
Garage Area	750 sqft
Driveway	Concrete Driveway
Driveway Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	35 sqft
Deck Area	96 sqft
Patio Area	80 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	109344
Street Address	2410 SUTTERS RD
City	CONCORD
State	NC
Zip	28027-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 60 AUTUMN CHASE MAP 2
Legal Subdivision	AUTUMN CHASE
Legal Lot Number	60
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3023
Census Tract	41202

Owner

2410 Sutters Rd is owned and occupied by two individuals who acquired it in April 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2410 SUTTERS RD, CONCORD, NC 28027-9639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit TROVY LENDING CO
Apr 17, 2026	Quit Claim Deed, Transfer · VA Mortgage UNITED MICHIGAN MORTGAGE LLC
Apr 17, 2026	Quit Claim Deed, Transfer · VA Mortgage ALLIANCE MORTGAGE
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2026
Deed Sale	Apr 17, 2026
Prior Sale	Jun 22, 2016 · Amount on File
Deed Document Number	20268837
Deed Book / Page	17945 / 200
Prior Transfer Date	Apr 10, 2026
Prior Transfer Doc	0017945200
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2410 SUTTERS RD, CONCORD, NC 28027-9639
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015331197
Date	Jul 15, 2021
Book Page	15331/197

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2410 SUTTERS RD, CONCORD, NC 28027-9639
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 SUTTERS RD, CONCORD, NC 28027-9639

Mortgage

Document Number	0001778843
Date	Dec 31, 2025
Book Page	17788/43

Lender

Name	TROVY LENDING CO
Address	NEW YORK, NY 10003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 17, 2026
Property Address	2410 SUTTERS RD, CONCORD, NC 28027-9639
Document Number	0000008837
Book / Page	17945 / 200
Instrument Date	Apr 10, 2026
Instrument	2026.8837
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2410 SUTTERS RD, CONCORD, NC 28027-9639

Mortgage

Document Number	0000008838,
Date	Apr 17, 2026
Instrument	2026..8838

Lender

Name	UNITED MICHIGAN MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 17, 2026
Property Address	2410 SUTTERS RD, CONCORD, NC 28027-9639
Document Number	0017945200
Book / Page	17945 / 200
Instrument Date	Apr 10, 2026
Instrument	20268837
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2410 SUTTERS RD, CONCORD, NC 28027-9639

Mortgage

Document Number	0000008838,
Date	Apr 17, 2026
Instrument	20268838

Lender

Name	ALLIANCE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2410 SUTTERS RD, CONCORD, NC 28027-9639
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15331197
Date	Jul 15, 2021
Book Page	15331/197

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,050 (-) Land $65,000 Building $226,050
2025		$291,050 Land $65,000 Building $226,050
2024			$291,050 (+84.64%) Land $65,000 Building $226,050
2023	$2,036.00	$157,630 Land $37,000 Building $120,630	$157,630 Land $37,000 Building $120,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2410 Sutters Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2410 Sutters Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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