2403 Sutters Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 2403 Sutters Rd, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1985
Lot Size	0.151 acres (6,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Jun 2025)
Tax Bill	$1,815 (2023)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Aug 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04099A0063.000000`

Property Details

APN / Parcel Number

Primary APN	`04099A0063.000000`
Alternative APNs	`5602 82 7087` `5165455` `132322` `46957`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	1,492 sqft
1st Floor Area	1,236 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,570 sqft (0.151 acres)
Lot Dimensions	146 ft deep x 45 ft wide
Driveway	Concrete Driveway
Driveway Area	650 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	112 sqft
Patio Area	112 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46957
Street Address	2403 SUTTERS RD
City	CONCORD
State	NC
Zip	28027-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 63 AUTUMN CHASE
Legal Subdivision	AUTUMN CHASE
Legal Lot Number	63
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3023
Census Tract	41202

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2403 SUTTERS RD, CONCORD, NC 28027-9639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 30, 2024	Warranty Deed, Transfer OS NATIONAL LLC
May 20, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Aug 30, 2024 · Amount on Record
Deed Document Number	202512369
Deed Book / Page	17468 / 308
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 6, 2025
Property Address	2403 SUTTERS RD, CONCORD, NC 28027-9639
Document Number	0017468308
Book / Page	17468 / 308
Map Reference	MB 17 PG 44
Instrument Date	Jun 5, 2025
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$564.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1000, RD1000, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2403 SUTTERS RD, CONCORD, NC 28027-9639

Mortgage

Document Number	0017468310
Date	Jun 6, 2025
Instrument	17468/310

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 30, 2024
Property Address	2403 SUTTERS RD, CONCORD, NC 28027-9639
Document Number	0017080259
Book / Page	17080 / 259
Map Reference	MB 17 PG 44
Instrument Date	Aug 30, 2024
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 TROOP DR, DUFFIELD, VA 24244-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 NORTH SCOTT ROAD ST, TEMPE, AZ 85288
Investor	Possibly a Property Investor

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2403 SUTTERS RD, CONCORD, NC 28027-9639
Document Number	13549157
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 SUTTERS RD CONCORD NC 280279639, CONCORD, NC 28027-9639

Mortgage

Document Number	13549157
Date	Jun 13, 2019
Book Page	013549/000157
Instrument	14437

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,640 (+1.96%) Land $65,000 Building $183,640
2025		$243,860 (+84.1%) Land $65,000 Building $178,860
2024			$248,640 (+87.71%) Land $65,000 Building $183,640
2023	$1,815.00	$132,460 Land $37,000 Building $95,460	$132,460 Land $37,000 Building $95,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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