2405 Sutters Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 2405 Sutters Rd, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 1985
Lot Size	0.267 acres (11,609 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Jun 2023)
Tax Bill	$1,712 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`04099A0064.000000`

Property Details

APN / Parcel Number

Primary APN	`04099A0064.000000`
Alternative APNs	`5602 82 7107` `129384` `163410` `34097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,150 sqft Living Area
Gross Area	1,301 sqft
1st Floor Area	1,150 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,609 sqft (0.267 acres)
Lot Dimensions	247 ft deep x 47 ft wide
Driveway	Concrete Driveway
Driveway Area	792 sqft
Porch	Slab
Porch Area	30 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163410
Street Address	2405 SUTTERS RD
City	CONCORD
State	NC
Zip	28027-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 64 AUTUMN CHASE
Legal Subdivision	AUTUMN CHASE
Legal Lot Number	64
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3023
Census Tract	41202

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2405 SUTTERS RD, CONCORD, NC 28027-9639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 30, 2022	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Sep 30, 2022 · Amount on Record
Deed Document Number	202311422
Deed Book / Page	16519 / 314
Prior Transfer Date	Dec 30, 2004
Prior Transfer Doc	5747192
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 7, 2023
Property Address	2405 SUTTERS RD, CONCORD, NC 28027-9639
Document Number	0016519314
Book / Page	16519 / 314
Map Reference	MB 17 PG 44
Instrument Date	Jun 6, 2023
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 SUTTERS RD, CONCORD, NC 28027-9639

Mortgage

Document Number	0165190316
Date	Jun 7, 2023
Instrument	16519-0316

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 30, 2022
Property Address	2405 SUTTERS RD, CONCORD, NC 28027-9639
Document Number	0001622625
Book / Page	16226 / 25
Map Reference	MB 17 PG 44
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$476.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4765 TUMRIDGE COURT NORTHWEST, 4765, CONCORD, NC 28027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 NORTH SCOTTSIDE ROAD #1600 # 1600, 1600, TEMPE, AZ 85281
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,280 (-) Land $65,000 Building $191,280
2025		$256,280 (+105.14%) Land $65,000 Building $191,280
2024			$256,280 (+105.14%) Land $65,000 Building $191,280
2023	$1,712.00	$124,930 Land $37,000 Building $87,930	$124,930 Land $37,000 Building $87,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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