2410 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2410 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,132 sqft · built 1964
Lot Size	0.41 acres (17,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,719 (Jun 2017)
Tax Bill	$6,444 (2025)
Deeds & Mortgages	Nov 2021 Second Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505020-1-130`

Property Details

APN / Parcel Number

Primary APN	`505020-1-130`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Finished Basement	780 sqft
Unfinished Basement	572 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	17,850 sqft (0.41 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	2,560 sqft
Deck Area	256 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2410 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 08 TOWNSHIP 20 RANGE 05 QUARTER 14 LAKE TAPPS DRIFTWOOD POINT # 2: LAKE TAPPS DRIFTWOOD POINT # 2 L 49 B 2 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	08
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT # 2
Legal Block	2
Legal Lot Number	49
Legal Unit	2
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2012
Census Tract	70314

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2410 185TH AVE E, LAKE TAPPS, WA 98391-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALASKA USA FCU
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage ALASKA USA MTG
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALASKA USA FCU
Jun 28, 2017	Warranty Deed, Transfer · FHA Mortgage ALASKA USA MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Prior Sale	Aug 5, 2005 · Amount on Record
Deed Document Number	2017100
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2410 185TH AVE E, LAKE TAPPS, WA 98391-9477
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011160190
Date	Nov 16, 2021
Instrument	202111160190

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99519

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2410 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	2006100616
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2410 185TH AVE E LAKE TAPPS WA 983919477, LAKE TAPPS, WA 98391-9477

Mortgage

Document Number	2006100616
Date	Jun 10, 2020
Instrument	202006100616

Lender

Name	ALASKA USA MTG
Type	Mortgage Company
Address	ANCHORAGE, AK 99503

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2410 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	1907260099
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2410 185TH AVE E LAKE TAPPS WA 983919477, LAKE TAPPS, WA 98391-9477

Mortgage

Document Number	1907260099
Date	Jul 26, 2019
Instrument	201907260099

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2039

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 28, 2017
Property Address	2410 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	0006280100
Map Reference	VOL18 PG34
Instrument Date	Jun 26, 2017
Instrument	201706280100
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,244.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2410 185TH AVE E, LAKE TAPPS, WA 98391-9477

Mortgage

Document Number	0006280101
Date	Jun 28, 2017
Instrument	201706280101

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,000 (+9.92%) Land $356,700 Building $277,300	$634,000 (+9.92%) Land $356,700 Building $277,300
2025	$6,444.00 (+9.91%)
2024	$5,863.00 (-1.03%)	$576,800 (-2.5%) Land $292,100 Building $284,700	$576,800 (-2.5%) Land $292,100 Building $284,700
2023	$5,924.00	$591,600 Land $292,100 Building $299,500	$591,600 Land $292,100 Building $299,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband.

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