2407 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2407 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 3,280 sqft · built 1975
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Tax Bill	$14,814 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505020-0-210`

Property Details

APN / Parcel Number

Primary APN	`505020-0-210`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,280 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Width	85 ft Width
Terrain	Low
View / Lot	Lake Front
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Deck Area	377 sqft
Patio Area	314 sqft
Shed	1 Shed
Shed Area	1,600 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	2407 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 08 TOWNSHIP 20 RANGE 05 QUARTER 14 LAKE TAPPS DRIFTWOOD POINT # 2: LAKE TAPPS DRIFTWOOD POINT # 2 L 21 B 1 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	08
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT # 2
Legal Block	1
Legal Lot Number	21
Legal Unit	2
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2004
Census Tract	70314

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2407 185TH AVE E, LAKE TAPPS, WA 98391-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2407 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	1709130257
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2407 185TH AVE E LAKE TAPPS WA 983919477, LAKE TAPPS, WA 98391-9477

Mortgage

Document Number	1709130257
Date	Sep 13, 2017
Instrument	201709130257

Lender

Name	SOUND CMNTY BK
Type	Bank
Address	SEATTLE, WA 98121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,395,000 (-1.18%) Land $701,700 Building $693,300	$1,395,000 (-1.18%) Land $701,700 Building $693,300
2025	$14,814.00 (+4.97%)
2024	$14,113.00 (+11.08%)	$1,411,600 (+9.6%) Land $815,700 Building $595,900	$1,411,600 (+9.6%) Land $815,700 Building $595,900
2023	$12,705.00	$1,288,000 Land $752,100 Building $535,900	$1,288,000 Land $752,100 Building $535,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband.

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