2405 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2405 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,800 sqft · built 1968
Lot Size	0.319 acres (13,877 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Aug 2021)
Tax Bill	$12,360 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505020-0-220`

Property Details

APN / Parcel Number

Primary APN	`505020-0-220`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,800 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,877 sqft (0.319 acres)
Lot Width	90 ft Width
Terrain	Low
View / Lot	Lake Front

Exterior Amenities

Porch	Wood Porch
Porch Area	808 sqft
Deck Area	912 sqft
Patio Area	912 sqft
Shed	1 Shed
Shed Area	925 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2405 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 08 TOWNSHIP 20 RANGE 05 QUARTER 14 LAKE TAPPS DRIFTWOOD POINT # 2 L 22 B 1 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	08
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT # 2
Legal Block	1
Legal Lot Number	22
Legal Unit	2
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2004
Census Tract	70314

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2405 185TH AVE E, LAKE TAPPS, WA 98391-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · VA Mortgage HOMESTREET BANK
Jan 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	2021792
Prior Transfer Date	Aug 12, 2019
Prior Transfer Doc	0000270613
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 23, 2021
Property Address	2405 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	0008230792
Map Reference	VOL 18 PG 34
Instrument Date	Aug 11, 2021
Instrument	202108230792
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 185TH AVE E, LAKE TAPPS, WA 98391-9477
Investor	Possibly a Property Investor

Mortgage

Document Number	0008230793
Date	Aug 23, 2021
Instrument	202108230793

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 27, 2020
Property Address	2405 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	2001270613
Instrument Date	Aug 12, 2019
Instrument	202001270613
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2405 185TH AVE E LAKE TAPPS WA 983919477, LAKE TAPPS, WA 98391-9477

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 26, 2018
Property Address	2405 185TH AVE E, LAKE TAPPS, WA 98391-9477
Document Number	1804260454
Instrument Date	Dec 12, 2017
Instrument	201804260454
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2405 185TH AVE E LAKE TAPPS WA 983919477, LAKE TAPPS, WA 98391-9477

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,216,200 (+1.67%) Land $712,000 Building $504,200	$1,216,200 (+1.67%) Land $712,000 Building $504,200
2025	$12,360.00 (+3.13%)
2024	$11,985.00 (+10.69%)	$1,196,200 (+9.22%) Land $832,800 Building $363,400	$1,196,200 (+9.22%) Land $832,800 Building $363,400
2023	$10,828.00	$1,095,200 Land $767,900 Building $327,300	$1,095,200 Land $767,900 Building $327,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband.

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