237 Upper Matecumbe Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 237 Upper Matecumbe Rd, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,152 sqft Living Area
Lot Size	6,000 sqft (0.137 acres)
Last Sale	$425,000 (2019)
Tax Bill	$5,372.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00534870-000000`
Alternative APNs	`31604000534870000000` `1658375`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,152 sqft Living Area
1st Floor	1,152 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2015
Exterior Material	Combination Exterior
Construction Type	Wood Construction
Foundation Type	Block Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,000 sqft (0.137 acres)
Depth X Width	100 ft x 60 ft Depth x Width

Exterior Amenities

Fence	Fence
Patio Area	280 sqft Patio
Porch	1 Porch
Porch Area	160 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1658375
Old Parcel Number	31604000534870000000
Street Address	237 UPPER MATECUMBE RD
City	KEY LARGO
State	FL
Zip	33037-3055
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 4 LT 21 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR648-353 OR755-1076 OR843-2275 OR850-2116 OR2630-2224/25 OR2974-2197
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	4
Legal Lot Number	21
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2000
Census Tract	972700

Owner

Source: Monroe County records · APN 00534870-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	111 W 31ST ST, HIALEAH, FL 33012-5418
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Deed Doc Number	2228479
Deed Book / Page	2974 / 2197
Record Refreshed	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 12, 2019
Property Address	237 UPPER MATECUMBE RD, KEY LARGO, FL 33037-3055
Document Number	0029742197
Book / Page	2974 / 2197
Map Reference	MB 4 PG 162
Instrument Date	Jul 11, 2019
Instrument	2228479
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4505 EVERGLADES ST, 4505, PORT SAINT JOHN, FL 32927-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W 31ST ST, HIALEAH, FL 33012-5418
Investor	Possibly a Property Investor

Mortgage

Document Number	0029742199
Date	Jul 12, 2019
Instrument	2974-2199

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2039

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$824,491 (+21.65%) Land $610,095 Building $214,396	$824,491 (+21.65%) Land $610,095 Building $214,396
2024	$5,372.00 (+13.91%)
2023	$4,716.00 (+15.36%)	$677,747 (+21.65%) Land $480,600 Building $197,147	$677,747 (+21.65%) Land $480,600 Building $197,147
2022	$4,088.00	$557,109 Land $400,500 Building $156,609	$557,109 Land $400,500 Building $156,609

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.