241 Summit Ave, Mount Holly, NC 28120 Property Records

Gaston County property record for 241 Summit Ave, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,396 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2023)
Tax Bill	$2,719 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03013 00800`

Property Details

APN / Parcel Number

Primary APN	`03013 00800`
Alternative APNs	`123955` `561573`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,396 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	241 SUMMIT AVE
City	MOUNT HOLLY
State	NC
Zip	28120-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UPTOWN L 7 03 013 008 00 000
Legal Subdivision	UPTOWN
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2022
Census Tract	31102

Owner

241 Summit Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Gaston County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	241 SUMMIT AVE, MOUNT HOLLY, NC 28120-2147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Apr 11, 1968
Deed Book / Page	5437 / 1065
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 29, 2023
Property Address	241 SUMMIT AVE, MOUNT HOLLY, NC 28120-2147
Document Number	0054371065
Book / Page	5437 / 1065
Map Reference	MB 11 PG 159
Instrument Date	Sep 29, 2023
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 WILLERINE DR, BELMONT, NC 28012-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 SUMMIT AVE, MOUNT HOLLY, NC 28120-2147

Mortgage

Document Number	0054371068
Date	Sep 29, 2023
Instrument	5437/1068

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0054371079
Date	Sep 29, 2023
Book Page	5437/1079

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 241 Summit Ave was $2,719.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,719.00	$270,900 Land $33,000 Building $237,900
2023	$2,749.00	$270,900 Land $33,000 Building $237,900
2021			$146,920 Land $25,500 Building $121,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2004

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Summit Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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