Gaston County property record for 230 Summit Ave, Mount Holly, NC 28120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,317 sqft · built 1956 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Dec 2023) |
| Tax Bill | $3,307 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123974 |
| Primary APN | 123974 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,317 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Flat |
| Roof Material | Asbestos |
| Lot Area | 11,761 sqft (0.27 acres) |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 230 SUMMIT AVE |
|---|---|
| City | MOUNT HOLLY |
| State | NC |
| Zip | 28120-2161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | MT HOLLY DEV CO 03 013 023 00 000 |
| Legal Subdivision | MT HOLLY DEV CO |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 31102 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 230 SUMMIT AVE, MOUNT HOLLY, NC 28120-2161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Aug 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Prior Sale | Jul 7, 2017 · Amount on Record |
| Deed Book / Page | 5452 / 2142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 28, 2023 |
| Property Address | 230 SUMMIT AVE, MOUNT HOLLY, NC 28120-2161 |
| Document Number | 0054522142 |
| Book / Page | 5452 / 2142 |
| Instrument Date | Dec 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1932 BUFFALO SHOALS RD, LINCOLNTON, NC 28092-9138 |
| Name | Verified Name |
|---|---|
| Address | 230 SUMMIT AVE, MOUNT HOLLY, NC 28120-2161 |
| Document Number | 0054522145 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 5452/2145 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 230 SUMMIT AVE, MOUNT HOLLY, NC 28120-2161 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 230 SUMMIT AVE, MOUNT HOLLY, NC 28120-2161 |
| Document Number | 0054271838 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 5427/1838 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 230 SUMMIT AVE, MOUNT HOLLY, NC 28120-2161 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052440797 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 5244/797 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,307.00 (-3.67%) | $329,440 (-2.61%) Land $29,700 Building $299,740 | |
| 2023 | $3,433.00 | $338,270 Land $29,700 Building $308,570 | |
| 2021 | $201,410 Land $22,950 Building $178,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2004 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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