221 Summit Ave, Mount Holly, NC 28120 Property Records

Gaston County property record for 221 Summit Ave, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,642 sqft · built 1900
Lot Size	0.619 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2011)
Tax Bill	$4,429 (2023)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03013 01000`

Property Details

APN / Parcel Number

Primary APN	`03013 01000`
Alternative APNs	`1599552` `123957`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,642 sqft Heated Area
Flooring	Carpet

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Baked Enamel
Construction Type	Wood
Foundation Type	Footing
Roof Material	Shingle
Lot Area	27,007 sqft (0.619 acres)
Lot Dimensions	130 ft deep x 206 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	759 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	03013 01000
Street Address	221 SUMMIT AVE
City	MOUNT HOLLY
State	NC
Zip	28120-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UPTOWN L 5 03 013 010 00 000
Legal Subdivision	UPTOWN
Legal Lot Number	5
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	2
Census Block	2022
Census Tract	31102

Owner

Source: Gaston County records · APN 03013 01000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 SUMMIT AVE, MOUNT HOLLY, NC 28120-2147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2011 · Amount on Record
Deed Sale	Jun 03, 2011 · Amount on Record
Prior Sale	Oct 13, 2000 · Amount on Record
Deed Document Number	0045641878
Deed Book / Page	4564 / 1878
Record Updated	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	221 SUMMIT AVE, MOUNT HOLLY, NC 28120-2147
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SUMMIT AVE, MOUNT HOLLY, NC 28120-2147

Mortgage

Document Number	0052631744
Date	Sep 07, 2021
Book Page	5263/1744

Lender

Name	BELMONT SAVINGS BANK SSB
Type	Bank
Address	BELMONT, NC 28012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Mount Holly City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2023	$4,429.00	$436,420 Land $33,000 Building $403,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2004

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 276 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MOUNT HOLLY serves 19,200 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.