241 Niagara St, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda City property record for 241 Niagara St, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,493 sqft · built 1920
Lot Size	0.116 acres (5,031 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2016)
Tax Bill	$2,780 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`141600 38.60-1-8`

Property Details

APN / Parcel Number

Primary APN	`141600 38.60-1-8`
Alternative APNs	`16000386000001008000` `003 0807000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
1st Floor Area	995 sqft
Upper Floors Area	498 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,031 sqft (0.116 acres)
Lot Dimensions	117 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003 0807000
Street Address	241 NIAGARA ST
City	TONAWANDA
State	NY
Zip	14150-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	648FT E KOHLER GL 84 PPL 11&13 BL 124 43 X 117.1
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	3
Census Block	3000
Census Tract	7700

Owner

241 Niagara St is owned and occupied by an individual who bought it in November 2016.

Source: Erie County and Tonawanda City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	241 NIAGARA ST, TONAWANDA, NY 14150-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2016 · Amount on File
Deed Sale	Nov 1, 2016 · Amount on File
Deed Document Number	2016229561
Deed Book / Page	13787 / 3373
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	241 NIAGARA ST, TONAWANDA, NY 14150-1004
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 NIAGARA ST, TONAWANDA, NY 14150-1004

Mortgage

Document Number	0140218985
Date	Oct 22, 2021
Book Page	14021/8985
Instrument	2021212172

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	241 NIAGARA ST, TONAWANDA, NY 14150-1004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138927963
Date	Apr 12, 2019
Book Page	13892/7963
Instrument	2019071075

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Lending Institution
Address	TONAWANDA, NY 14150

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 241 Niagara St was $2,780, down 7.2% from the year before.

Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Tonawanda City
Unified School District	Tonawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,780.00 (-7.21%)
2025	$2,996.00 (-39.88%)	$178,000 (-) Land $16,500 Building $161,500	$204,600 (+6.9%) Land $18,966 Building $185,634
2024	$4,983.00	$178,000 (-) Land $16,500 Building $161,500	$191,400 (+7.53%) Land $17,742 Building $173,658
2023		$178,000 Land $16,500 Building $161,500	$178,000 Land $16,500 Building $161,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 241 Niagara St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 241 Niagara St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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