221 Niagara St, Tonawanda, NY 14150 Property Records

Erie County and Tonawanda City property record for 221 Niagara St, Tonawanda, NY 14150

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,717 sqft · built 1900
Lot Size	0.304 acres (13,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2023)
Tax Bill	$3,999 (2026)
Deeds & Mortgages	Aug 2023 Sale Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`141600 38.60-1-13`

Property Details

APN / Parcel Number

Primary APN	`141600 38.60-1-13`
Alternative APNs	`16000386000001013000` `003 0802000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	1,600 sqft
2nd Floor Area	1,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	13,189 sqft (0.304 acres)
Lot Dimensions	121 ft deep x 109 ft wide
Garage Type	Detached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003 0802000
Street Address	221 NIAGARA ST
City	TONAWANDA
State	NY
Zip	14150-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	865FT E KOHLER GL 84 PL 15 BL 124 112.4X 122.8
Legal Subdivision	J R HAINES
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	TONAWANDA
Census Block Group	3
Census Block	3000
Census Tract	7700

Owner

Source: Erie County and Tonawanda City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 NIAGARA ST, TONAWANDA, NY 14150-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	2023148594
Deed Book / Page	11421 / 1673
Prior Transfer Date	Mar 3, 2021
Prior Transfer Doc	0113757885
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 28, 2023
Property Address	221 NIAGARA ST, TONAWANDA, NY 14150-1004
Document Number	0114211673
Book / Page	11421 / 1673
Instrument Date	Aug 3, 2023
Instrument	2023148594
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Amount	Amount Recorded
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10563 HURON TRL, CHEBOYGAN, MI 49721-8959

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 PFOHL TER, WILLIAMSVILLE, NY 14221-6823

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	221 NIAGARA ST, TONAWANDA, NY 14150-1004
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10563 HURON TRL, CHEBOYGAN, MI 49721-8959

Mortgage

Document Number	0140565174
Date	Jun 17, 2022
Book Page	14056/5174
Instrument	2022116958

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	474 Months
Due	Dec 8, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Mar 4, 2021
Property Address	221 NIAGARA ST, TONAWANDA, NY 14150-1004
Document Number	0113757885
Book / Page	11375 / 7885
Map Reference	FILE 2020-1414
Instrument Date	Mar 3, 2021
Instrument	2021041509
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10563 HURON TRL, CHEBOYGAN, MI 49721-8959

Tax Assessment & Valuation

Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Tonawanda City
Unified School District	Tonawanda City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,999.00 (+8.46%) Homeowner's exemption
2025	$3,687.00 (-39.86%)	$256,000 (+16.89%) Land $26,500 Building $229,500	$294,253 (+24.95%) Land $30,460 Building $263,793
2024	$6,131.00	$219,000 (-) Land $26,500 Building $192,500	$235,500 (+7.53%) Land $28,497 Building $207,003
2023		$219,000 (+123.47%) Land $26,500 Building $192,500	$219,000 (+74.36%) Land $26,500 Building $192,500
2022		$98,000 Land $17,500 Building $80,500	$125,600 Land $22,429 Building $103,171

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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