24093 Veranda Cir, Elberta, AL 36530 Property Records

Baldwin County property record for 24093 Veranda Cir, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,353 sqft · built 2019
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Dec 2022)
Tax Bill	$727 (2026)
Deeds & Mortgages	Dec 2022 Sale Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-09-30-0-000-020.011`

Property Details

APN / Parcel Number

Primary APN	`53-09-30-0-000-020.011`
Alternative APNs	`304964` `365609` `520789`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,353 sqft Heated Area
1st Floor Area	1,353 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	140 ft deep x 54 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	520789
Street Address	24093 VERANDA CIR
City	ELBERTA
State	AL
Zip	36530-2898
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 THE PORCHES UNIT-1 SLIDE 2389-C & D
Legal Subdivision	PORCHES
Legal Block	UN-1
Legal Lot Number	2
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2051
Census Tract	11601

Owner

24093 Veranda Cir is owned and occupied by an individual who bought it in December 2022.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24093 VERANDA CIR, ELBERTA, AL 36530-2898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Warranty Deed, Transfer
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Feb 18, 2020 · Amount on File
Deed Document Number	20222039936
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 22, 2022
Property Address	24093 VERANDA CIR, ELBERTA, AL 36530-2898
Document Number	0002039936
Map Reference	SL 2389-C
Instrument Date	Dec 20, 2022
Instrument	2039936
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24093 VERANDA CIR, ELBERTA, AL 36530-2898

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	24093 VERANDA CIR, ELBERTA, AL 36530-2898

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 18, 2020
Property Address	24093 VERANDA CIR, ELBERTA, AL 36530-2898
Document Number	0001812108
Instrument Date	Feb 18, 2020
Instrument	1812108
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	210 CODY LN FOLEY AL 365356923, FOLEY, AL 36535-6923

Mortgage

Document Number	1812109
Date	Feb 18, 2020
Instrument	1812109

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF SHORES, AL 36542

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 24093 Veranda Cir was $727 with a homeowner's exemption, down 3.6% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$727.00 (-3.58%) Homeowner's exemption
2025	$754.00	$24,220 Land $4,240 Building $19,980	$242,100 Land $42,400 Building $199,700
2023	$758.00 (+19.18%) Homeowner's exemption	$24,340 (+17.81%)	$243,300 (+17.82%) Land $36,600 Building $206,700
2022	$636.00 (+31.4%) Homeowner's exemption	$20,660	$206,500 Land $33,000 Building $173,500
2021	$484.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 24093 Veranda Cir in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24093 Veranda Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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