Baldwin County property record for 24098 Veranda Cir, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,505 sqft · built 2021 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,875 (Sep 2021) |
| Tax Bill | $772 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-09-30-0-000-020.031 |
| Primary APN | 53-09-30-0-000-020.031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,505 sqft Heated Area |
| 1st Floor Area | 1,505 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 384061 |
|---|---|
| Street Address | 24098 VERANDA CIR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-2966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50' X 150' LOT 22 THE PORCHES UNIT-1 SLIDE 2389-C & D IN THE CITY OF ELBERTA SEC 30-T7S-R5E (WD/SURVIVORSHIP) |
| Legal Subdivision | PORCHES |
| Legal Block | UN-1 |
| Legal Lot Number | 22 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 24098 VERANDA CIR, ELBERTA, AL 36530-2966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Deed Document Number | 20211944390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 17, 2021 |
| Property Address | 24098 VERANDA CIR, ELBERTA, AL 36530-2966 |
| Document Number | 0001944390 |
| Map Reference | SL 2389-C&2389-D |
| Instrument Date | Sep 16, 2021 |
| Instrument | 1944390 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 24098 VERANDA CIR, ELBERTA, AL 36530-2966 |
| Document Number | 0001944391 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 1944391 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772.00 (-3.74%) Homeowner's exemption | ||
| 2025 | $802.00 (-0.62%) | $25,680 (-0.62%) Land $4,240 Building $21,440 | $256,700 (-0.66%) Land $42,400 Building $214,300 |
| 2023 | $807.00 (+19.2%) Homeowner's exemption | $25,840 (+17.99%) | $258,400 (+17.99%) Land $36,600 Building $221,800 |
| 2022 | $677.00 (+320.5%) Homeowner's exemption | $21,900 | $219,000 Land $33,000 Building $186,000 |
| 2021 | $161.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 47 (1995–2021) |
| Claims Outside the SFHA | 30 of 47 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Brightspeed.
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