24070 Veranda Cir, Elberta, AL 36530 Property Records

Baldwin County property record for 24070 Veranda Cir, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,281 sqft · built 2018
Lot Size	0.15 acres (6,705 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2022)
Tax Bill	$732 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-09-30-0-000-020.028`

Property Details

APN / Parcel Number

Primary APN	`53-09-30-0-000-020.028`
Alternative APNs	`304981` `367334` `506723`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,281 sqft Heated Area
1st Floor Area	1,281 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,705 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 44.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	506723
Street Address	24070 VERANDA CIR
City	ELBERTA
State	AL
Zip	36530-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44.7' X 150' IRR LOT 19 THE PORCHES UNIT-1 SLIDE 2389-C & DIN THE CITY OF ELBERTA SEC 30-T7S-R5E (WD)
Legal Subdivision	PORCHES
Legal Block	UN-1
Legal Lot Number	19
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2050
Census Tract	11601

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24070 VERANDA CIR, ELBERTA, AL 36530-2966
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage BRYANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Feb 7, 2020 · Amount on Record
Deed Document Number	20221995958
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 2, 2022
Property Address	24070 VERANDA CIR, ELBERTA, AL 36530-2966
Document Number	0001995958
Map Reference	SL 2389-C2389-D
Instrument Date	Apr 29, 2022
Instrument	1995958
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24070 VERANDA CIR, ELBERTA, AL 36530-2966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 E 1ST ST UNIT 117, 117, GULF SHORES, AL 36542-6674

Mortgage

Document Number	0001995959
Date	May 2, 2022
Instrument	1995959

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 7, 2020
Property Address	24070 VERANDA CIR, ELBERTA, AL 36530-2966
Document Number	0001810384
Map Reference	SL 2389-C&2389-D
Instrument Date	Feb 7, 2020
Instrument	1810384
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30147 ONO BLVD, 30147, ORANGE BEACH, AL 36561-3704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	22823 BRANT ST, MERCER, MO 64661-7983

Mortgage

Document Number	0001810385
Date	Feb 7, 2020
Instrument	1810385

Lender

Name	BRYANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (-0.41%)	$23,560 (-0.34%) Land $4,240 Building $19,320	$235,500 (-0.38%) Land $42,400 Building $193,100
2023	$735.00 (+18.17%) Homeowner's exemption	$23,640 (+16.91%)	$236,400 (+16.97%) Land $36,600 Building $199,800
2022	$622.00 (+31.5%) Homeowner's exemption	$20,220	$202,100 Land $33,000 Building $169,100
2021	$473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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