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2403 Monica Ln, Bloomington, IL 61705 Property Records

McLean County property record for 2403 Monica Ln, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,283 sqft · built 2014
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on File
Last Sale$33,500 (Apr 2010)
Tax Bill$11,646 (2024)
Deeds & MortgagesApr 2026 Construction Loan
Apr 2026 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-18-326-002

Property Details

APN / Parcel Number

Primary APN21-18-326-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,283 sqft Living Area
Gross Area3,564 sqft
1st Floor Area2,283 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions183 ft deep x 135 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area1,281 sqft
Parking Spaces5 Parking Spaces
PorchOpen Concrete/Masonry Porch
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2403 MONICA LN
CityBLOOMINGTON
StateIL
Zip61705-5266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionHERITAGE ESTATES LOT 3
Legal Range02E
Legal Township23N
Legal Section18
Legal SubdivisionHERITAGE ESTATES
Legal Lot Number3
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1030
Census Tract1402

Owner

Source: McLean County records · APN 21-18-326-002

Assessment roll updated April 8, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2403 MONICA LN, BLOOMINGTON, IL 61705-5266
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Deed of Trust · Construction Mortgage
FIRST STATE BANK
Apr 02, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST STATE BANK
Jun 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE MORTGAGE SERVICES LLC
Oct 28, 2020Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2010 · Amount on Record
Deed SaleApr 28, 2010 · Amount on Record
Prior SaleAug 29, 2005 · Amount on Record
Deed Document Number20108792
Record UpdatedSep 20, 2026

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Recording DateApr 02, 2026
Property Address2403 MONICA LN, BLOOMINGTON, IL 61705-5266
Document Number0000004512
Instrument DateMar 13, 2026
Instrument20264512
Record UpdatedApr 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2403 MONICA LN, BLOOMINGTON, IL 61705-5266

Mortgage

Document Number0000004512,
DateApr 02, 2026
Instrument20264512
Lender
NameFIRST STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 13, 2027
Interest
Rate TypeAdjustable Rate
Rate6.09%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Recording DateApr 02, 2026
Property Address2403 MONICA LN, BLOOMINGTON, IL 61705-5266
Document Number202600004512
Instrument DateMar 13, 2026
Instrument20264512
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2403 MONICA LN, BLOOMINGTON, IL 61705-5266

Mortgage

Document Number0000004512,
DateApr 02, 2026
Instrument20264512
Lender
NameFIRST STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 13, 2027
Interest
Rate TypeAdjustable Rate
Rate6.09%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2403 MONICA LN, BLOOMINGTON, IL 61705-5266
Transaction TypeMortgage
Record UpdatedAug 05, 2022
Title CompanyALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000009629
DateJun 02, 2020
Instrument2020-00009629
Lender
NameFIRST STATE MORTGAGE SERVICES LLC
TypeMortgage Company
AddressBLOOMINGTON, IL 61704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2403 MONICA LN, BLOOMINGTON, IL 61705-5266
Transaction TypeMortgage
Record UpdatedAug 05, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000023006
DateOct 28, 2020
Instrument2020-00023006
Lender
NameFIRST STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueSep 28, 2021
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$160,367 (+16.75%) Land $35,578 Building $124,789$481,101 (+16.75%) Land $106,734 Building $374,367
2024$11,646.00 (+6.18%)
2023$10,968.00$137,363 Land $30,475 Building $106,888$412,089 Land $91,425 Building $320,664

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company, T-Mobile USA.

Based on FCC filings for 315 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBLOOMINGTON
serves 79,000 people
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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