2409 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2409 E Main St, Chattanooga, TN 37404

Property Summary

Property Type	Barber/Hair Salon
Details	651 sqft · built 1986
Lot Size	0.13 acres (5,680 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Oct 2022)
Tax Bill	$1,068 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156C L 033`

Property Details

APN / Parcel Number

Primary APN	`156C L 033`
Alternative APN	`0000090706`

Interior

Stories	1 Story
Building Area	651 sqft Total Area

Exterior

Year Built	Built 1986
Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Wood Truss
Roof Material	Shingle
Lot Area	5,680 sqft (0.13 acres)
Lot Dimensions	142 ft deep x 40 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000090706
Street Address	2409 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37404-5316
Property Category	Commercial
Property Type	Commercial > Retail > Barber/Hair Salon
Local Zoning Code	C2
Legal Description	PT LT 6&7 BLK 16 WATKINS ADDN PB3 PG4
Legal Subdivision	WATKINS ADDN
Legal Block	16
Legal Lot Number	6,7 7
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2031
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6128, CHATTANOOGA, TN 37401-6128
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · Commercial Mortgage ANDREW JOHNSON BANK
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022 · Amount on Record
Deed Sale	Oct 5, 2022 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	2022100500094
Deed Book / Page	13108 / 888
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 5, 2022
Property Address	2409 E MAIN ST, CHATTANOOGA, TN 37404-5316
Document Number	0000000094
Book / Page	13108 / 888
Map Reference	MB 3 PG 4
Instrument Date	Sep 29, 2022
Instrument	2022100500094
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6128, CHATTANOOGA, TN 37401-6128

Mortgage

Document Number	0131080891
Date	Oct 5, 2022
Instrument	13108-0891

Lender

Name	ANDREW JOHNSON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 29, 2042

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 28, 2017
Property Address	2409 E MAIN ST, CHATTANOOGA, TN 37404-5316
Document Number	0000000108
Book / Page	011087 / 000006
Instrument Date	Jun 27, 2017
Instrument	108
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2105 E 14TH ST CHATTANOOGA TN 374044438, CHATTANOOGA, TN 37404-4438

Mortgage

Document Number	109
Date	Jun 28, 2017
Book Page	011087/000008
Instrument	109

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 27, 2022

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,068.00 (+94.89%)	$70,480 (+187.44%)	$176,200 (+187.44%) Land $113,600 Building $62,600
2024	$548.00	$24,520 (-)	$61,300 (-) Land $28,400 Building $32,900
2023	$548.00	$24,520	$61,300 Land $28,400 Building $32,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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