2318 E Main St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2318 E Main St, Chattanooga, TN 37404 · Last verified January 2026

Property Summary

Property Type	High-Rise Apartments
Details	25,308 sqft · built 2024
Lot Size	0.36 acres (15,696 sqft)
Owner	Company Name on File
Last Sale	$325,000 (May 2021)
Tax Bill	$16,036 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2022 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`156C P 004`

Property Details

APN / Parcel Number

Primary APN	`156C P 004`
Alternative APNs	`0000090769` `90769`

Interior

Stories	4 Stories
Building Area	25,308 sqft Total Area

Exterior

Year Built	Built 2024
Exterior Material	Wood Siding
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	15,696 sqft (0.36 acres)
Lot Dimensions	160 ft deep x 97.8 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000090769
Street Address	2318 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37404-5256
Property Category	Commercial
Property Type	Residential > Multi-Unit > High-Rise Apartments
Legal Description	LT 16 MILL TOWN 2020 PB 3 PG 34 REV 123-129 REV 124-82 MILL TOWN- MILL TOWERS 24 UNITS
Legal Subdivision	ANDERSON & ECKFORD ADD
Legal Lot Number	16 8
Legal Unit	24
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	2600

Owner

Source: Hamilton County records · APN 156C P 004

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	832 GEORGIA AVE STE 501, 501, CHATTANOOGA, TN 37402-2227
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2021	Deed of Trust, Mortgage · Commercial Mortgage SMARTBANK
Dec 28, 2022	Deed of Trust, Mortgage · Construction Mortgage SMARTBANK
Feb 16, 2024	Deed of Trust, Mortgage · Construction Mortgage SMARTBANK
May 18, 2021	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO
May 18, 2021	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	2021051800201
Deed Book / Page	12489 / 149
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2318 E MAIN ST, CHATTANOOGA, TN 37404-5256
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000095
Date	Jul 08, 2021
Book Page	12558/405
Instrument	2021070800095

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 06, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2318 E MAIN ST, CHATTANOOGA, TN 37404-5256
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000268
Date	Dec 28, 2022
Book Page	13175/648
Instrument	2022122800268

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 22, 2027

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2318 E MAIN ST, CHATTANOOGA, TN 37404-5256
Transaction Type	Mortgage
Record Updated	Jan 01, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000061
Date	Feb 16, 2024
Book Page	13513/933
Instrument	2024021600061

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Jan 09, 2026

Interest

Rate Type	Adjustable Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 18, 2021
Property Address	2318 E MAIN ST, CHATTANOOGA, TN 37404-5256
Document Number	0000000200
Book / Page	12489 / 139
Map Reference	MB 3 PG 34
Instrument Date	May 14, 2021
Instrument	2021051800200
Transaction Type	Transfer
Record Updated	Jan 01, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 E 18TH ST, CHATTANOOGA, TN 37404-5305

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 18, 2021
Property Address	2318 E MAIN ST, CHATTANOOGA, TN 37404-5256
Document Number	0000000201
Book / Page	12489 / 149
Map Reference	MB 3 PG 34
Instrument Date	May 14, 2021
Instrument	2021051800201
Transaction Type	Transfer
Record Updated	Jan 01, 2026
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount Recorded
Tax	$1,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 GEORGIA AVE STE 501, 501, CHATTANOOGA, TN 37402-2227

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,036.00 (+2,237.61%)	$1,058,000 (+3,346.25%)	$2,645,000 (+2,053.91%) Land $312,600 Building $2,332,400
2024	$686.00	$30,700 (-)	$122,800 (-) Land $122,800
2023	$686.00 (-39.82%)	$30,700 (-39.76%)	$122,800 (-3.61%) Land $122,800
2022	$1,140.00	$50,960	$127,400 Land $122,800 Building $4,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650026001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 413 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Electric Power Board of Chattanooga, Tennessee	Fiber	100,000 / 100,000
Xfinity	Cable	1,200 / 35

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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